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pstein iad to begin his term of incarceration not later than January 4, 2008, Thave learned that the
document IMAGES-001-HOUSE_OVERSIGHT_012207.txt Nov 5, 2007 House Oversight Committee — Epstein Estate Records (Nov 2025)

003/003 11/05/2007 11:27 FAX ; ; ; A1/05/707 MON 10:06 FAX 305 530 6440 EXECUTIVE OFFICE NOVEMBER 5, 2007 PAGE 2 OF 2 =pstein iad to begin his term of incarceration not later than January 4, 2008, Thave learned that the November hearing has been removed from the calendar and...

peacock’s tail feathers are an encumbrance in running from predators. And why give
document IMAGES-001-HOUSE_OVERSIGHT_011068.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

peacock’s tail feathers are an encumbrance in running from predators. And why give the expensive displays mostly to males? Why do males exist at all in species where they contribute genes but no care? We just saw the answer to the first. Answers to the second two again build on...

UMB Financial Corp, Wells Fargo, Zions
document IMAGES-002-HOUSE_OVERSIGHT_014394.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

UMB Financial Corp, Wells Fargo, Zions. BofA Merrill Lynch Research Personnel (including the analyst(s) responsible for this report) receive compensation based upon, among other factors, the overall profitability of Bank of America Corporation, including profits derived from inv...

Citigroup Inc. (C)
document IMAGES-002-HOUSE_OVERSIGHT_014380.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Citigroup Inc. (C) We use a three-factor valuation framework (P/E, P/TBV, DCF} to arrive at our $60 PO, assigning a 0.9x multiple to 2017E TBV and 11x multiple on '17E blended NA and EM earnings. We have weighted the P/E and P/TBV factors equally at 40%, and our DCF analysis by...

ane Group (CG), C-2-8, Neutral
document IMAGES-002-HOUSE_OVERSIGHT_014357.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

ane Group (CG), C-2-8, Neutral Glenn Youngkin, President and Chief Operating Officer, presented for CG. Overall, Mr. Youngkin is positive on the economic/market backdrop and on CG’s ability to generate cash carry relatively consistently over time given the firm’s diversity of fun...

Chart 42: How do you view SNV’s partnerships with online lenders (SoFi/GreenSky)?
document IMAGES-002-HOUSE_OVERSIGHT_014343.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Chart 42: How do you view SNV’s partnerships with online lenders (SoFi/GreenSky)? 70% 60% 50% 40% 30% 20% 10% 0% Positively. Creates another Cautiously. Unsure how these Indifferent. The exposure is avenue for loan growth loans will perform duringa —_ relatively small so does n...

dependent on what happens with deposit costs. SNV’s current sensitivity analysis
document IMAGES-002-HOUSE_OVERSIGHT_014342.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

dependent on what happens with deposit costs. SNV’s current sensitivity analysis assumes a 50-60% deposit beta. = SNV keenly focused on credit. Chief Credit Officer Kevin Howard noted expectations for net charge-offs to naturally tick up as recoveries become less of a benefit an...

likely. Mr. Gray also thinks that concerns over the commercial real estate market
document IMAGES-002-HOUSE_OVERSIGHT_014356.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

likely. Mr. Gray also thinks that concerns over the commercial real estate market may be overdone. e | When asked “What would get you more interested in investing in BX stock?” the most common response was a market pullback (30%), followed by comfort on the direction of the real...

Supplementary References
document IMAGES-004-HOUSE_OVERSIGHT_017038.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Supplementary References “Quantitative analysis of culture using millions of digitized books’, Michel et al. $1. 82. $3. 34. S5. S6. S/7. S8. SQ. L. Taycher, “Books of the world stand up and_ be_ counted’, 2010. http://booksearch.blogspot.com/2010/08/books-of-world-st...

Sent: 11/12/2016 9:23:22 AM
email IMAGES-008-HOUSE_OVERSIGHT_026018.txt Nov 11, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

From: ee Sent: 11/12/2016 9:23:22 AM To: jeffrey E. [[email protected]] Subject: Re: Importance: — High Sorry in the conference room listening to the Portuguese prime minister .... Nthg revolutionary really . Was watching tv last night - either Trump is a misunderstood g...

Cullen/Frost Bankers Inc (CFR)
document IMAGES-002-HOUSE_OVERSIGHT_014381.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Cullen/Frost Bankers Inc (CFR) To arrive at our $74 price objective, we employed a three-factor valuation methodology that incorporates target P/E, target P/TBV and a DCF model. For our P/E valuation, we apply a 15x earnings multiple on CFR's 2017E core earnings. For our P/TBV v...

executing any short idea contained in this report
document IMAGES-002-HOUSE_OVERSIGHT_014395.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

action may be limited by regulations prohibiting or restricting "shortselling" in many jurisdictions. Investors are urged to seek advice regarding the applicability of such regulations prior to executing any short idea contained in this report. Foreign currency rates of exchange...

In the middle of the meeting, we received notice that Woody’s lawyers, the very ones we were
document IMAGES-004-HOUSE_OVERSIGHT_017372.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

4.2.12 WC: 191694 In the middle of the meeting, we received notice that Woody’s lawyers, the very ones we were discreetly negotiating with, had publicly filed a lawsuit against Mia, and that Woody was about to hold a press conference in which he was going to accuse Mia of making...