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COLLABORATIVE INSIGHTS February 25, 2019
document IMAGES-008-HOUSE_OVERSIGHT_024879.txt Feb 25, 2019 House Oversight Committee — Epstein Estate Records (Nov 2025)

COWEN COLLABORATIVE INSIGHTS February 25, 2019 Health Care: Drug Retailer Perspective (Rhyee) 2 CBD Products Gaining Traction With Independent Pharmacies CBD products appear to be gaining traction with independent pharmacies, many of whom are already selling or planning to s...

Care needs to be taken with military kit, but America’s regulations still seem excessive. A regular
document IMAGES-010-HOUSE_OVERSIGHT_028509.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Care needs to be taken with military kit, but America’s regulations still seem excessive. A regular review to distinguish between systems that pose a real threat and ones that don’t would be a help, as would better intelligence. Tight restrictions on new technologies will not wor...

—=_—— Overall Structure ay
document IMAGES-011-HOUSE_OVERSIGHT_031363.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

—=_—— Overall Structure ay NOBEL CHARITABLE TRUST = a Structure of Funds and Operations of the Convention The Noble Charitable Trust Individuals Corporations and Organizations Who Support NC T Donations Donations «Global Warming <7 Nobel Charitable Trust ~Venture Scholarsh...

Real-Life Learning Projects Considered &3
document IMAGES-007-HOUSE_OVERSIGHT_023809.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Real-Life Learning Projects Considered &3 So, we might ask, Where do the 12 cognitive processes get taught in this MBA program? First let’s list the cognitive processes again: Conceptual processes 1. Prediction 2. Judgment 3. Experimentation 4. Evaluation Analytic processes...

companies should be aware of the risks involved in engag
document IMAGES-007-HOUSE_OVERSIGHT_022524.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

companies should be aware of the risks involved in engag- ing third-party agents or intermediaries. The fact that a bribe is paid by a third party does not eliminate the poten- tial for criminal or civil FCPA liability.?! For instance, a four-company joint venture used two agent...

2b47£1665b868f564", "layout": "fullbleed
document IMAGES-009-HOUSE_OVERSIGHT_028377.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

2b47£1665b868f564", "layout": "fullbleed- image", "role":"photo", "type": "scalable image"}, {"identifier":" anf-caption- i","inlineTextStyles": [{"range":{"length":35, "start ":80},"textStyle":"photo- credit"}],"layout":"default-caption", "role":"caption", "text":"President Tru...

e High quality dividend yields (sourced from existing European ®
document IMAGES-007-HOUSE_OVERSIGHT_024141.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Preferred themes e High quality dividend yields (sourced from existing European ® and UK equities) High quality companies with geographically diversified business models that pay sustainable dividends offer an attractive income stream in a low yield world. Historically, dividend...

Kellen might have gone along with that. But in the end she
document IMAGES-006-HOUSE_OVERSIGHT_022179.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

JAMES PATTERSON Kellen might have gone along with that. But in the end she didn’t need to. Sources say she found another rich man as Epstein whiled away his hours in and out of the Palm Beach Stockade. She reinvented herself, and when her relationship with the wealthy man fell a...

Morgan Stanley | RESEARCH
document IMAGES-008-HOUSE_OVERSIGHT_025554.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Morgan Stanley | RESEARCH Alternative Asset Managers NORTH AMERICA INSIGHT | ¥ Can Alts Unlock Value with C-Corp Conversions ? e think APO could unlock the most value by converting to a C-corp with 26% in our upside case vs. -14% in our downside case. ARES could be the firs...

Examples of Improper
document IMAGES-007-HOUSE_OVERSIGHT_022518.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Examples of Improper Travel and Entertainment # a $12,000 birthday trip for a government decision- maker from Mexico that included visits to wineries and dinners # $10,000 spent on dinners, drinks, and entertainment for a government official "a trip to Italy for eight Iraqi go...

I'm not shocked at traffickers using this method of promises to lure unsuspecting girls into
document IMAGES-001-HOUSE_OVERSIGHT_011951.txt Feb 10, 2012 House Oversight Committee — Epstein Estate Records (Nov 2025)

I'm not shocked at traffickers using this method of promises to lure unsuspecting girls into Slavery, I've seen it, read about it, studied it. I’m in shock that it flourishes in the most visible, glaring spotlight of our culture, the part that worhips and presents our current ide...

good life. Parties in Vegas; weekends in the Hamptons; affairs with
document IMAGES-001-HOUSE_OVERSIGHT_010497.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

James PATTERSON good life. Parties in Vegas; weekends in the Hamptons; affairs with beautiful women that end up getting splashed all over the tabloids. It makes sense that, once upon a time, he and Epstein would have gotten along. “As for the girls,” Meister says, “that was ju...

Growing Application For Hemp And CBD Within The Apparel & Footwear
document IMAGES-008-HOUSE_OVERSIGHT_024886.txt Feb 25, 2019 House Oversight Committee — Epstein Estate Records (Nov 2025)

COWEN COLLABORATIVE INSIGHTS 70 February 25, 2019 Growing Application For Hemp And CBD Within The Apparel & Footwear Market (Kernan) With the changing tide on marijuana legalization and hemp cultivation, the use case for and interest in CBD applications are rapidly expanding....

Rationalization of subsidies for water and electricity
document IMAGES-003-HOUSE_OVERSIGHT_016170.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Rationalization of subsidies for water and electricity The sweeping energy, water and electricity administered price changes introduced in December 2015 are a first step in the five-year fiscal consolidation and economic transformation strategy. We expect further reviews of ener...