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Private Placement Memorandum
document IMAGES-007-HOUSE_OVERSIGHT_024432.txt Sep 27, 2006 House Oversight Committee — Epstein Estate Records (Nov 2025)

No. Copy: Recipient: Private Placement Memorandum Dated September 27, 2006 CONFIDENTIAL $1,000,000,000 KNOWLEDGE UNIVERSE EDUCATION L.P. KUE Management Inc. Investment Units consisting of Common Limited Partner Units of Knowledge Universe Education LP and Class A Ordinary Sh...

& Wealth Management
document IMAGES-009-HOUSE_OVERSIGHT_026825.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Deutsche Asset & Wealth Management Francis J. Kelly Head, Government & Public Affairs, Deutsche Bank—North and Latin America Global Coordinator—Public Affairs Frank Kelly is Global Coordinator for Public Affairs as well as Head of Government & Public Affairs for North and Latin...

Notes to pages 71-80 | 313
document IMAGES-005-HOUSE_OVERSIGHT_019801.txt Jun 12, 2015 House Oversight Committee — Epstein Estate Records (Nov 2025)

Notes to pages 71-80 | 313 71 When they finally settled: The descriptions of the initial two meetings between Greenwald and Poitras in April 2013 are provided in Greenwald's 2014 book, No Place to Hide, pp. 10-15. cHAPTER 8 Raider of the Inner Sanctum 73 “They think there’s a...

Adjustments to EBITDA
document IMAGES-008-HOUSE_OVERSIGHT_024529.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

KLC OpCo 2005PF 2006P 2007P 2008P 2009P 2010P 2011P EBITDA $86.6 $146.3 $167.8 $188.1 $217.8 $257.1 $296.8 Adjustments to EBITDA Restructuring Charge Addback' $29.4 $6.3 $0.0 $0.0 $0.0 $0.0 $0.0 (Gains) / Losses on Sales* (4,3) 0.0 0.0 0.0 0.0 0.0 0.0 Dividend Income® (0.5) 0.0...

maintenance work. Even though Snowden was no longer a system
document IMAGES-005-HOUSE_OVERSIGHT_019568.txt Apr 25, 2013 House Oversight Committee — Epstein Estate Records (Nov 2025)

80 | HOW AMERICA LOST ITS SECRETS maintenance work. Even though Snowden was no longer a system administrator, he could still perhaps befriend a system administrator or even steal or borrow a service computer. Whatever the NSA’s and Booz Allen’s security measures, Snowden succee...

e Uneven tariff rates and the banning of some US goods
document IMAGES-009-HOUSE_OVERSIGHT_026916.txt Oct 12, 2018 House Oversight Committee — Epstein Estate Records (Nov 2025)

e Uneven tariff rates and the banning of some US goods e Intellectual property theft e Forced technology transfer e Strategic US technology acquisitions e Outright cyber theft e Foreign ownership restrictions Recent headlines that the trade war may be escalating to a cold wa...

¢ Another topic which AB elaborated on was fees/pricing particularly in the US retail
document IMAGES-002-HOUSE_OVERSIGHT_014355.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

¢ Another topic which AB elaborated on was fees/pricing particularly in the US retail market. Peter Kraus commented that there is a very strong philosophical argument for the regulators to approve new fee structures which would allow investors to pay alow beta fee and a higher pe...

KUE Advisory Board
document IMAGES-008-HOUSE_OVERSIGHT_024585.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

KUE Advisory Board Les Bilfer Leslie Biller is retired Vice Chairman & Chief Operating Officer of Wells Fargo & Company. Mr. Biller joined Wells Fargo in 1998, when it merged with Norwest Corporation. Prior to that, he spent nearly 11 years at Norwest, where he held various exe...

e Uneven tariff rates and the banning of some US goods
document IMAGES-009-HOUSE_OVERSIGHT_026901.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

e Uneven tariff rates and the banning of some US goods e Intellectual property theft e Forced technology transfer e Strategic US technology acquisitions e Outright cyber theft e Foreign ownership restrictions Recent headlines that the trade war may be escalating to a cold wa...

EBITDA, Adjusted EBITDA and Adjusted EBITDAR have limitations as analytical tools, and you should
document IMAGES-007-HOUSE_OVERSIGHT_024449.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

EBITDA, Adjusted EBITDA and Adjusted EBITDAR have limitations as analytical tools, and you should not consider them in isolation, or as a substitute for analysis of our results as reported under GAAP. Some of these limitations are: @ they do not reflect our cash expenditures for...

dependent on what happens with deposit costs. SNV’s current sensitivity analysis
document IMAGES-002-HOUSE_OVERSIGHT_014342.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

dependent on what happens with deposit costs. SNV’s current sensitivity analysis assumes a 50-60% deposit beta. = SNV keenly focused on credit. Chief Credit Officer Kevin Howard noted expectations for net charge-offs to naturally tick up as recoveries become less of a benefit an...

Hello!!!
email IMAGES-010-HOUSE_OVERSIGHT_029969.txt Jun 25, 2017 House Oversight Committee — Epstein Estate Records (Nov 2025)

…hinking of you and hope life is treating you great! Any news? All good here in the District of Corruption — I’m lovin’ Trump. He is turning this town on its head, and have to admit, I’m enjoying watching the action (except for the shooting, of course, which was tragic). Especial...