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2016 Future of Financials Conference
document TEXT-001-HOUSE_OVERSIGHT_014315.txt Nov 17, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

…ltiple for our universe. Our discount to TBV is a reflection of the earnings drag from Holdings and the fact that money centers will most likely continue to trade at a discount to regional peers. Our 11x 16E multiple is based on a sum of the parts analysis, where we apply a 10.5x...

Millions of Americans have come to rely on Medicare and Medicaid — and spending has
document IMAGES-006-HOUSE_OVERSIGHT_020833.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Millions of Americans have come to rely on Medicare and Medicaid — and spending has skyrocketed, to 21% of USA Inc.’s total expenses (or $724B) in F2010, up from 5% forty years ago. Together, Medicaid and Medicare — the programs providing health insurance to low-income household...

Medicaid: Facing Accelerating Cash Flow Deficits
document IMAGES-006-HOUSE_OVERSIGHT_020889.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Medicaid: Facing Accelerating Cash Flow Deficits e Social Welfare Program — Created in 1965 to provide health insurance to low-income population (2% of Americans under coverage then and 16% now’). e No Dedicated Funding — Federal funding comes from general revenue (all forms of...

Medicare: Complex Social Insurance Program
document IMAGES-006-HOUSE_OVERSIGHT_020892.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Medicare: Complex Social Insurance Program With Insufficient Funding e Social Insurance Program — Created in 1965 to provide health insurance to the elderly (65+). e Four Parts — A) Hospital Insurance (to cover inpatient expenses, introduced in 1965); B) Medical Insurance (opt...

Restructure Medicare & Medicaid: Economic Factors —
document IMAGES-006-HOUSE_OVERSIGHT_020989.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…not including the tax savings on their personal premium contributions). Source: Department of Health & Human Services, Centers for Medicare & Medicaid Services. (@)E) www.kpcb.com USA Inc. | What Might a Turnaround Expert Consider? 295 Restructure Medicare & Medicaid: Economic...

Important Caveats on F2010 Medicare Liability Improvement
document IMAGES-006-HOUSE_OVERSIGHT_020949.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Important Caveats on F2010 Medicare Liability Improvement e Medicare Part A and Part B unfunded liability improved to -$16 trillion in F2010, up 47% from -$31 trillion in F2009, per the Board of Medicare Trustees. e The improvement was driven primarily by downward revisions of...

Restructure Medicare & Medicaid: Economic Factors—
document IMAGES-006-HOUSE_OVERSIGHT_020988.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…are Spending C/O 1960 1965 1970 1975 1980 1985 1990 1995 2000 2005 KP Source: Department of Health & Human Services, Centers for Medicare & Medicaid Services. (@ www.kpcb.com USA Inc. | What Might a Turnaround Expert Consider? 294 HOUSE_OVERSIGHT_020988

At the same time, however, these numbers don’t lie. With our demographics and our
document IMAGES-006-HOUSE_OVERSIGHT_020838.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

At the same time, however, these numbers don’t lie. With our demographics and our debts, we’re on a collision course with the future. The good news: Although time is growing short, we still have the capacity to create positive outcomes. Even though USA Inc. can print money and r...

Unfunded Entitlement (Medicare + Social Security) + Underfunded
document IMAGES-006-HOUSE_OVERSIGHT_020965.txt Nov 10, 2009 House Oversight Committee — Epstein Estate Records (Nov 2025)

Unfunded Entitlement (Medicare + Social Security) + Underfunded Entitlement Expenditures (Medicaid) = Among Largest Long-Term Liabilities on USA Inc.'s Balance Sheet USA Balance Sheet Liabilities Composition, F2010 Unfunded Medicaid* Medicare $35.3T Unfunded $22.8T All se Vete...

Entitlement Spending: While Beneficiaries From Aging Population
document IMAGES-006-HOUSE_OVERSIGHT_020885.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Entitlement Spending: While Beneficiaries From Aging Population Rose 2x From 1966 to 2009, Beneficiaries From Expanded Eligibility (Low-Income / Disabled) Rose 10x Combined Social Security + Medicare + Medicaid Enrollment by Old Age Group vs. Expanded Eligibility Group, 1966 -...

Palm House Robert Matthews EB-5 Clintons Trump Tony Bennett
document TEXT-001-HOUSE_OVERSIGHT_029520.txt Jun 17, 2019 House Oversight Committee — Epstein Estate Records (Nov 2025)

…ney David George, of George Gesten McDonald PLLC, who’s representing EB-5 investors in the Palm House lawsuit. Regional centers like SARC function as middlemen between developers and their foreign investors. But despite the key role they play in the EB-5 process, there’s minimal...

Medicaid: Enrollment Is Up 12x to 49 Million While Annual Payments per
document IMAGES-006-HOUSE_OVERSIGHT_020890.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Medicaid: Enrollment Is Up 12x to 49 Million While Annual Payments per Beneficiary Are Up 4x to $5K From 1966 to 2009 Real Annual Medicaid Payments per Beneficiary & Enrollment, 1966 - 2009 EE wm mw me ms te cn i en en hs = = 50 $4,500 ---- mm Enrolment: © = er ene an an a Te...

CIO WM Global Investment Office
document TEXT-001-HOUSE_OVERSIGHT_025247.txt Oct 25, 2012 House Oversight Committee — Epstein Estate Records (Nov 2025)

CIO WM Global Investment Office CIO monthly video www.ubs.com/cio-video For smartphone users: scan the code with an app like "scan" UBS CIO Monthly Extended November 2012 Published 25 October 2012 This report has been prepared by UBS AG. Please see important disclaimers and disc...

Medicare: Enrollment Up 2x to 46 Million While Annual Payments per
document IMAGES-006-HOUSE_OVERSIGHT_020893.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Medicare: Enrollment Up 2x to 46 Million While Annual Payments per Beneficiary Up 26x to $8,325 From 1966 to 2009 Real Annual Medicare Payments per Beneficiary & Enrollment, 1966 — 2009 Em = m= me mm mo me mi i = eS =H = et 50 S ge Enrollment —— Annual Per Cap Benefits (in 200...