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Morgan Stanley | RESEARCH
document IMAGES-008-HOUSE_OVERSIGHT_025582.txt Aug 8, 2017 House Oversight Committee — Epstein Estate Records (Nov 2025)

…ction higher in fee related earnings. Risks include poor investment performance, an extended pull-back in financial and capital markets that delays harvesting of investments and dampens returns which Lower cash earnings. Morgan Stanley & Co. International plc (“Morgan Stanley”)...

After Words
email TEXT-001-HOUSE_OVERSIGHT_029558.txt Oct 22, 2011 House Oversight Committee — Epstein Estate Records (Nov 2025)

…lists them. It is a mix of the new and old Keating agenda: a shift in resources to the extractive industries; a lift in capital inflow driving a high current account deficit putting a premium on savings; recognition that competitiveness will lie "in the creativity of our people a...

Chart 84: Now that we've defined “big data”, how far do you think financial institutions are at
document IMAGES-002-HOUSE_OVERSIGHT_014372.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Chart 84: Now that we've defined “big data”, how far do you think financial institutions are at embracing the use of big data today? 60% 50% 40% 30% 20% 10% 0% Fully committed to Fully committed to Fully committed to © Somewhat Not at all using big datato using bigdatato using...

acceleration = free acceleration + thrift acceleration. (4.5b)
document IMAGES-001-HOUSE_OVERSIGHT_011007.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

acceleration = free acceleration + thrift acceleration. (4.5b) Rates are flows divided by capital expressing them. Then define the two flows as free growth = capital * freeacceleration, and (4.8) thrift = capital * thriftacceleration, giving (4.9) growth = free growth + thrift....

prescription drug costs during the temporary “gap” from Medicare coverage until their
document IMAGES-007-HOUSE_OVERSIGHT_024072.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…d decrease the Fund’s anticipated returns or adversely affect its investment opportunities. Availability of Investment Capital Many portfolio companies will require several rounds of capital infusions before reaching maturity. The Fund and its co-investors may not provide all n...

Citigroup Inc. (C)
document IMAGES-002-HOUSE_OVERSIGHT_014380.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…and economic downturn and further scrutiny of the financials industry. Specific to C, risks are enhanced regulatory and capital standards as a Global SIF1, slower wind-down on Citi Holdings than expected, and slower-than-expected growth in the emerging markets and potential fines...

4 Wednesday, September 28, 2016
document TEXT-001-HOUSE_OVERSIGHT_023571.txt Sep 28, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

…l organizationcanaffordtocoversuch a huge margin. I believe we especially need to mobilize the participation of private capital in connectivity, and we should make full use of public­private partnerships,” Huang told representatives from more than 20 Asia­Pacific countries and re...

Investment Soeaian
document IMAGES-008-HOUSE_OVERSIGHT_025694.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Investment Soeaian Management Important Information Division Investment Strategy Group. The Investment Strategy Group (ISG) is part of the Investment Management Division of Goldman Sachs. The Investment Strategy Group (ISG) is focused on asset allocation strategy formation and...

Aqua Securities, L.P.); Tradespark, L.P; and eSpeed Government Securities, Inc. (now known as eSpeed
document IMAGES-007-HOUSE_OVERSIGHT_023362.txt Sep 11, 2001 House Oversight Committee — Epstein Estate Records (Nov 2025)

In re: TERRORIST ATTACKS ON SEPTEMBER 11, 2001., 2012 WL 257568 (2012) Aqua Securities, L.P.); Tradespark, L.P; and eSpeed Government Securities, Inc. (now known as eSpeed Brokerage, L.P.) have no parent corporation; BGC Partners, Inc., a publicly-traded corporation, owns more t...

rc errti—“(iCssssi‘CSCSOCO LUDO
document IMAGES-002-HOUSE_OVERSIGHT_014317.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ing burden, driving higher early to tell due to stronger dollar — spurring growth, ROEs as excess therefore better loan capital —_ is returned demand back to shareholders or reinvested for growth Source: BofA Merrill Lynch Global Research An area that has attracted particular...

Jan Loeys Global Asset Allocation
document IMAGES-011-HOUSE_OVERSIGHT_030850.txt Mar 28, 2013 House Oversight Committee — Epstein Estate Records (Nov 2025)

…our colleagues in European Credit have examined the implications of changing recovery rate expectations across the bank capital structure. Assuming that covered bonds remain outside the scope of the proposals, we expect senior bank bond spreads to widen relative to covered bonds...

BREYER, J., dissenting
document IMAGES-010-HOUSE_OVERSIGHT_028570.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…, encourages development either by guaranteeing private loans or by providing financing from its own funds if pri- vate capital is not available. See Articles of Agreement of the International Bank for Reconstruction and Develop- ment, Art. I, Dec. 27, 1945, 60 Stat. 1440, T. 1....

An investment in the Fund entails a significant degree of risk and, therefore, should be undertaken
document IMAGES-007-HOUSE_OVERSIGHT_024069.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…be no assurance that the Fund's investment objectives will be achieved or that an investor will receive a return of its capital, and therefore, an investor should only invest in the Fund if such investor is able to withstand a total loss of its investment. In addition, there will...

Recent bank stress tests conducted by the EU concluded that only Eur 2.5 billion of capital needs to
document IMAGES-008-HOUSE_OVERSIGHT_025219.txt Jun 30, 2011 House Oversight Committee — Epstein Estate Records (Nov 2025)

Recent bank stress tests conducted by the EU concluded that only Eur 2.5 billion of capital needs to be raised (70 to 80 billion sounds more reasonable to us). And in the package announced last week, the following Orwellian clause indicates how European policymakers feel about ra...

Recent bank stress tests conducted by the EU concluded that only Eur 2.5 billion of capital needs to
document IMAGES-011-HOUSE_OVERSIGHT_031163.txt Jun 30, 2011 House Oversight Committee — Epstein Estate Records (Nov 2025)

Recent bank stress tests conducted by the EU concluded that only Eur 2.5 billion of capital needs to be raised (70 to 80 billion sounds more reasonable to us). And in the package announced last week, the following Orwellian clause indicates how European policymakers feel about ra...