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First Bancorp Puerto Rico (FBP)
document IMAGES-002-HOUSE_OVERSIGHT_014382.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

First Bancorp Puerto Rico (FBP) We use a three-factor valuation framework (P/TBV, P/E, DCF) to arrive at our $6.50 price objective. We assign a 1.0x multiple to our 2Q17E TBV, below the 1.6X for peers, due to the overhang of PR fiscal issues that may reduce TBV. Our revised impl...

USA Student Achievement Rankings* in Mathematics / Science
document IMAGES-006-HOUSE_OVERSIGHT_021032.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

USA Student Achievement Rankings* in Mathematics / Science Have Fallen vs. Other OECD Countries Mathematics Ranking* Science Ranking* 2000 2009 2000 2009 i Japan S. Korea 1 Korea Finland 2 S. Korea Finland 2 Japan Japan 3 New Zealand Switzerland 3 Finland S. Korea 4 Finland J...

Fwd: JAMES PATTERSON NEW BOOK TELLING FEDS COVER UP OF BILLIONAIRE JEFF
email IMAGES-011-HOUSE_OVERSIGHT_031279.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Regards, Darren DARREN K. INDYKE DARREN K. INDYKE, PLLC 575 Lexington Avenue, 4th Floor New York, New York 10022 fe ahs ae os fe ae oe 2s fe ais abe ae ofs fe ae os ose ois afc aks ole a ols ahs fe als ols ofc aks abe aks ahs ahs ols ols oe aks afc aks ole fe ake ahs ols ols f...

Focus on Operating Efficiency: Illustrative Policy Options From the Report of
document IMAGES-006-HOUSE_OVERSIGHT_021018.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Focus on Operating Efficiency: Illustrative Policy Options From the Report of the National Commission on Fiscal Responsibility and Reform Illustrative Policy Options Deficit Reduction in F2015E Eliminate 250,000 non-defense service and staff augmentee contractors $18 billion...

Debt Level: Why Will It Continue to Rise?
document IMAGES-006-HOUSE_OVERSIGHT_020919.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Debt Level: Why Will It Continue to Rise? Answer Part 1: Notional Social Security “Trust Fund” Surpluses Likely Turning Into Deficits Owing to Aging Population Social Security Cumulative Real Operating Surpluses / Deficits, 1982-2037E Cumulative Surpluses Projected Cumulative...

Effective Interest Rates: If Debt Levels & Interest Rates Rise Dramatically
document IMAGES-006-HOUSE_OVERSIGHT_020925.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Effective Interest Rates: If Debt Levels & Interest Rates Rise Dramatically Beyond 2010, Net Interest Payments Could Soar USA Net Federal Debt Outstanding & As Percent of Total Revenue, 1980 — 2016E 1980 1983 1986 1989 1992 1995 1998 2001 2004 2007 2010 2013E 2016E BG, ms ee...

Offering Procedures
document IMAGES-005-HOUSE_OVERSIGHT_018757.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Private Aircraft “High Roller” Terminals at LAS Offering Procedures Cushman & Wakefield, Inc. (“C&W”) is contacting prospective purchasers in order to solicit their interest in the acquisition of The Site on Las Vegas Strip. The Property is being offered on a strict “as-is” bas...

Effective Interest Rates: But Cost of Debt Unlikely to Continue to Decline
document IMAGES-006-HOUSE_OVERSIGHT_020924.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Effective Interest Rates: But Cost of Debt Unlikely to Continue to Decline For Extended Period If Economy Improves USA Federal Debt Weighted Average Yields, 1980 — 2010 30-Year Average Yield Weighted Average Treasury Yields (%) 0% . T T T T T T T T T T 1980 1983 1986 1989 19...

From: Richard Kahn
email IMAGES-012-HOUSE_OVERSIGHT_033372.txt Apr 26, 2018 House Oversight Committee — Epstein Estate Records (Nov 2025)

From: Richard Kahn Sent: 4/26/2018 7:55:58 PM To: jeffrey E. [[email protected]] Subject: Re: Importance: — High ok Richard Kahn HBRK Associates Inc. 575 Lexington Avenue 4th Floor New York, NY 10022 On Apr 26, 2018, at 3:55 PM, jeffrey E. <[email protected]> wrote:...

Focus on Revenues —
document IMAGES-006-HOUSE_OVERSIGHT_021019.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Focus on Revenues — Drive Sustainable Economic Growth + Change Tax Policies Focus on Revenues Invest in Technology / Infrastructure / Education Drive Sustainable Economic Increase / Improve Employment SL Improve Competitiveness Consider Review Tax Rates Changing MEE Reduce Su...

Entitlement Spending: Observation from Previous Slide
document IMAGES-006-HOUSE_OVERSIGHT_020887.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Entitlement Spending: Observation from Previous Slide e Clearly, lower interest rates have allowed Americans to borrow more and save less. But given the high correlation between rising entitlement income for beneficiaries and declining savings rates, one might also wonder if Ame...

Case 9:6ase-doFeeKardsBbd eR aaumentieaaon tied 9 Weeldet oF ages 26 1 Page 4 of 10
document IMAGES-003-HOUSE_OVERSIGHT_014680.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Case 9:6ase-doFeeKardsBbd eR aaumentieaaon tied 9 Weeldet oF ages 26 1 Page 4 of 10 In their Rule 21 Motion, Jane Doe 3 and Jane Doe 4 do not claim that they were omitted from this proceeding due to any “inadvertence” or “mistake” by Petitioners; rather, they seek to join this p...

Fwd: Kuhn - The Science of Sleep and Dreams
email TEXT-001-HOUSE_OVERSIGHT_025190.txt Apr 8, 2017 House Oversight Committee — Epstein Estate Records (Nov 2025)

…funding? On Wed, Feb 15, 2017 at 1:27 AM, Robert Lawrence Kuhn < wrote: Pardon the formality below - I want to approach your very legitimate questions / concerns in a serious manner. Attached and below the same. Dear Jeffrey: As requested, the following addresses your two questio...

stringent conditions—which Mr. Weinstein could only have learned from FAUSA
document IMAGES-001-HOUSE_OVERSIGHT_012169.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ent’s legal theories and plea negotiations. Conclusion We bring these difficult and delicate matters of misconduct to your attention not to require any disciplinary action or review by the Office of Professional Responsibility. Although we have been told that some of this misco...

Important Information Division
document IMAGES-008-HOUSE_OVERSIGHT_025695.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…tain documents for ETFs or ETNs for free by 1) visiting EDGAR on the SEC website at http://(www.sec.gov/; 2) contacting your Private Wealth Management team; or 3) calling toll-free at 1-866-471-2526. Unlike traditional mutual funds, ETFs can trade at a discount or premium to the...