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II’s address is 1720 W. Rio Salado Parkway, Suite A, Tempe, AZ 85281
document IMAGES-007-HOUSE_OVERSIGHT_024360.txt Feb 27, 2019 House Oversight Committee — Epstein Estate Records (Nov 2025)

Table of Contents sole beneficiary of the Ernest Irrevocable 2004 Trust III and Mr. Garcia III and his children are the beneficiaries of the Ernest C. Garcia IIT Multi- Generational Trust III. This information is based on the Form 4 filed with the SEC by Mr. Garcia II on Februar...

Chart 42: How do you view SNV’s partnerships with online lenders (SoFi/GreenSky)?
document IMAGES-002-HOUSE_OVERSIGHT_014343.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Chart 42: How do you view SNV’s partnerships with online lenders (SoFi/GreenSky)? 70% 60% 50% 40% 30% 20% 10% 0% Positively. Creates another Cautiously. Unsure how these Indifferent. The exposure is avenue for loan growth loans will perform duringa —_ relatively small so does n...

dependent on what happens with deposit costs. SNV’s current sensitivity analysis
document IMAGES-002-HOUSE_OVERSIGHT_014342.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

dependent on what happens with deposit costs. SNV’s current sensitivity analysis assumes a 50-60% deposit beta. = SNV keenly focused on credit. Chief Credit Officer Kevin Howard noted expectations for net charge-offs to naturally tick up as recoveries become less of a benefit an...

Eye on the Market | July 25, 2011 J.P Morgan
document IMAGES-008-HOUSE_OVERSIGHT_025225.txt Jul 25, 2011 House Oversight Committee — Epstein Estate Records (Nov 2025)

Eye on the Market | July 25, 2011 J.P Morgan Topics: US debt ceiling negotiations, a more ambitious European bailout plan (finally), and how large cap growth stocks and rising corporate profits are patiently waiting for both of them to end While we’re waiting: large cap growth...

Why Invest in Indexes?
document IMAGES-001-HOUSE_OVERSIGHT_011097.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Why Invest in Indexes? The last section showed that index funds offer easy trackability over market hours. What are the other pros and cons? On sound microeconomic principle, professional asset management will add value over index results before deduction of fees. Otherwise th...

Compliance Program Case Study
document IMAGES-007-HOUSE_OVERSIGHT_022563.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

61 Compliance Program Case Study Recent DOJ and SEC actions relating to a financial institution’s real estate transactions with a government agency in China illustrate the benefits of implementing and enforcing a comprehensive risk-based compliance program. The case involved a...

Jan Loeys Global Asset Allocation
document IMAGES-009-HOUSE_OVERSIGHT_026579.txt Nov 9, 2012 House Oversight Committee — Epstein Estate Records (Nov 2025)

Jan Loeys Global Asset Allocation (1-212) 834-5874 The J.P. Morgan View J.P. Morgan [email protected] 09 November 2012 contracts and stock options listed on the Stock Exchange of Hong Kong Limited. An updated list can be found on HKEx website: http:/(www-hkex.com.hk. Japan...

organic and M&A driven growth opportunities during the next downturn. That said
document IMAGES-002-HOUSE_OVERSIGHT_014338.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

organic and M&A driven growth opportunities during the next downturn. That said, management noted that it was very likely that potential pro-growth measures taken by the incoming Trump administration could push out any downturn, as in the short run the economy would witness stron...

Morgan Stanley | RESEARCH
document IMAGES-008-HOUSE_OVERSIGHT_025582.txt Aug 8, 2017 House Oversight Committee — Epstein Estate Records (Nov 2025)

Morgan Stanley | RESEARCH OAK.N Oaktree: We value OAK using a sum-of-the-parts, supported by a DCF, and back into an implied target multiple on next 3 years DE and ENI. Our PT implies a 12.6x multiple on 2019 EPS, reflecting a 7% pre- mium to historical valuation of 11.8x given...

Re: My Wall Street 2 Story
email TEXT-001-HOUSE_OVERSIGHT_021241.txt Jan 12, 2010 House Oversight Committee — Epstein Estate Records (Nov 2025)

From: Jeffrey Epstein [[email protected]] Sent: 1/12/2010 11:18:58 AM To: Peggy Siegal [ Subject: Re: My Wall Street 2 Story sorry you are sick, go slow., no cleaning, stay in bed.. sorry.. On Tue, Jan 12, 2010 at 6:17 AM, Peggy Siegal 1.111111.111111 wrote: Will call you lat...

Re: My Wall Street 2 Story
email TEXT-001-HOUSE_OVERSIGHT_021235.txt Jan 11, 2010 House Oversight Committee — Epstein Estate Records (Nov 2025)

From: Jeffrey Epstein [[email protected]] Sent: 1/12/2010 12:28:25 AM To: Peggy Siegal f________________________________ Subject: Re: My Wall Street 2 Story terrific. i want to hear more about the trip On Mon, Jan 11, 2010 at 6:32 PM, Peggy Siegal <)________________________k...

when China’s leadership intervened in the local
document IMAGES-003-HOUSE_OVERSIGHT_014565.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

when China’s leadership intervened in the local equity markets and adjusted the trading band around the renminbi, and by 104 basis points in late 2015 and early 2016 when the leadership changed the reference currency from the dollar to a basket of 13 currencies. If US financial c...

Re: My Wall Street 2 Story
email TEXT-002-HOUSE_OVERSIGHT_032005.txt Jan 11, 2010 House Oversight Committee — Epstein Estate Records (Nov 2025)

From: Jeffrey Epstein [[email protected]] Sent: 1/12/2010 12:28:25 AM To: Peggy Siegal Subject: Re: My Wall Street 2 Story terrific. i want to hear more about the trip On Mon, Jan 11, 2010 at 6:32 PM, Peggy Siegal wrote: Wrote this for the February issue of AVENUE Magazine. T...

Fwd: My Thoughts on Currencies
email TEXT-001-HOUSE_OVERSIGHT_026637.txt Nov 29, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

From: Thomas Jr., Landon Sent: 11/29/2016 6:33:42 PM To: Jeffrey Epstein [[email protected]] Subject: Fwd: My Thoughts on Currencies Importance: High The smartest/most amusing piece of research I have read so far on Trump/global economy. You should pass on to DJT brain trust...

CEFOTAJ Business Proposal
document TEXT-001-HOUSE_OVERSIGHT_019448.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

 CEFOTAJ Business Proposal Jacmel, Haiti Table of Contents Executive Summary 3 Introduction 4 Background 4 Country Profile Background 5 General Geographical and Macroeconomic Situation 5 U.S. and Haiti Relationship 6 Haiti before th...