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Business Expansion Portfolio and Prospectus
document IMAGES-010-HOUSE_OVERSIGHT_029479.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Business Expansion Portfolio and Prospectus Twin City Care of The Virgin Islands 4 Performance Parameters: Pre-Schedule Transports On time 90% Non-Schedule Urgent On time within | hour of call time 90% Non-Schedule Non- Urgent On time within 2 hours of call time 90% Mental Hea...

Business Expansion Portfolio and Prospectus
document IMAGES-010-HOUSE_OVERSIGHT_029486.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Business Expansion Portfolio and Prospectus Twin City Care of The Virgin Islands 11 Past Prior to TCMIH there were no Advance Life Support Ambulance providing interfacility service on St. Croix and the Governor Juan F. Luis Hospital was left on numerous occasions with patients...

Business Expansion Portfolio and Prospectus
document IMAGES-010-HOUSE_OVERSIGHT_029492.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Business Expansion Portfolio and Prospectus Twin City Care of The Virgin Islands 17 Gea ED) $6800.00 ea. $6800.00 X 1 $6,800.00 Ferno Combination Backboard/Scoop $950.00 ea $950.00 X 2 $1,900.00 Head Immobilizer $130.00 ea $130.00 X 4 $520.00 Pedi Board $180.00 ea $180.00 X 2...

dependent on what happens with deposit costs. SNV’s current sensitivity analysis
document IMAGES-002-HOUSE_OVERSIGHT_014342.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

dependent on what happens with deposit costs. SNV’s current sensitivity analysis assumes a 50-60% deposit beta. = SNV keenly focused on credit. Chief Credit Officer Kevin Howard noted expectations for net charge-offs to naturally tick up as recoveries become less of a benefit an...

Prefer small-/mid-cap buyouts in US/emerging markets
document IMAGES-008-HOUSE_OVERSIGHT_025288.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Private equity Prefer small-/mid-cap buyouts in US/emerging markets; UBS View distressed debt in Europe ¢ Global M&A volume has continued its downward trend since Q4 2010, falling by -20% quarter-by-quarter in Q3 2012, with a drastic decline in Europe of -46%, the third lowest q...

Cullen/Frost Bankers Inc (CFR)
document IMAGES-002-HOUSE_OVERSIGHT_014381.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Cullen/Frost Bankers Inc (CFR) To arrive at our $74 price objective, we employed a three-factor valuation methodology that incorporates target P/E, target P/TBV and a DCF model. For our P/E valuation, we apply a 15x earnings multiple on CFR's 2017E core earnings. For our P/TBV v...

Business Expansion Portfolio and Prospectus
document IMAGES-010-HOUSE_OVERSIGHT_029493.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Business Expansion Portfolio and Prospectus Twin City Care of The Virgin Islands 18 1.4 Current Assets Twin City Care, Inc. has current assets consisting of training equipment, 1-2017 Ambulance, EMS Equipment, office furniture and supplies for a total of $358,811.74. TWIN CITY...

Business Expansion Portfolio and Prospectus
document IMAGES-010-HOUSE_OVERSIGHT_029487.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Business Expansion Portfolio and Prospectus Twin City Care of The Virgin Islands 12 Competition Presently, there is no competition for Twin City. All non-emergency ambulance and non-medial stretchers are regulated through the Virgin Islands Department of Health and Wheel Coach...

Business Expansion Portfolio and Prospectus
document IMAGES-010-HOUSE_OVERSIGHT_029478.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Business Expansion Portfolio and Prospectus Twin City Care of The Virgin Islands 3 Commission on Accreditation of Ambulance Services (CAAS) Any ambulance service can claim it is delivering quality service, but an accredited agency can prove it through its written or documented...

required to contribute the same percentage of its Commitment
document IMAGES-007-HOUSE_OVERSIGHT_024058.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

required to contribute the same percentage of its Commitment as each of the other Limited Partners had been required to contribute prior to such closing plus an additional amount, calculated like interest at the prime rate plus 2% per annum, compounded quarterly, on the amount of...

Brockman, Inc. Hotlist
document TEXT-001-HOUSE_OVERSIGHT_025147.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Brockman, Inc. Hotlist Frankfurt Book Fair 2016 LitAg / Hall 6.3 - Tables 13A, 13B, 14A and 14B John Brockman Katinka Matson Russell Weinberger Max Brockman BALANCE OF POWER The Race Between State and Society By Daron Acemoglu and James Robinson [US — Penguin Press, UK — Viking,...

Eye on the Market | November 21, 2011 J.P Morgan
document IMAGES-011-HOUSE_OVERSIGHT_030814.txt Nov 21, 2011 House Oversight Committee — Epstein Estate Records (Nov 2025)

Eye on the Market | November 21, 2011 J.P Morgan Topic: The quixotic search for energy solutions Another Don Quixote Thanksgiving. Every year at Thanksgiving’, we look in-depth at an issue that affects markets and portfolios. Last year, we examined the unraveling situation in E...

Important Information Division
document IMAGES-008-HOUSE_OVERSIGHT_025695.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Investment Management Important Information Division You may obtain documents for ETFs or ETNs for free by 1) visiting EDGAR on the SEC website at http://(www.sec.gov/; 2) contacting your Private Wealth Management team; or 3) calling toll-free at 1-866-471-2526. Unlike traditio...