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bs www.kpcb.com USA Inc. | What Might a Turnaround Expert Consider? 345
document IMAGES-006-HOUSE_OVERSIGHT_021014.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Focus on Expenses Fae bs www.kpcb.com USA Inc. | What Might a Turnaround Expert Consider? 345 Consider Reducing Federal Headcount Federal government headcount (ex. military) grew by 56,000 (or 2%) in 2008 and another 107,000 (or 3%) in 2009, while private sector unemployment r...

There Is Potential for ‘Unintended’ Consequences
document IMAGES-006-HOUSE_OVERSIGHT_020900.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

PPACA — There Is Potential for ‘Unintended’ Consequences e The new law changes some system incentives, which may lead to new behavior patterns, many of which are complex and hard to predict. — The market may adapt to new MLR (Medical Loss Ratio) rules that incentivize and rewar...

Federal Headcount Has Risen Over Past Five Years and
document IMAGES-006-HOUSE_OVERSIGHT_021015.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Federal Headcount Has Risen Over Past Five Years and Is Above Trendline Level Federal Civilian Headcount & Share of Total Employment, 1988 - 2009 2,500 ~ 62-5 3 we ee ee ee ee ei ‘sammm Federal Civilian Full-Time Equivalent Employees -- 2.5% ——% Share of Total Employment (righ...

While Defense Spending Rose to 5% of GDP in F2010 &
document IMAGES-006-HOUSE_OVERSIGHT_020874.txt Sep 2, 2010 House Oversight Committee — Epstein Estate Records (Nov 2025)

...While Defense Spending Rose to 5% of GDP in F2010 & Is Up from All-Time Historical Low of 3% in F1999 But It Is Still Well Below Post-World War II (1948-2000) Average of 7% USA Inc. Defense Spending as % of GDP, F1948 - F2010 SEO GDog = mm ee on rs me ca 2 mets = mS = on a...

Restructure Medicare & Medicaid
document IMAGES-006-HOUSE_OVERSIGHT_020976.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Restructure Medicare & Medicaid: Observations About America’s Healthcare System 1) High Expenses — however measured, the costs are high: a) total dollars; b) share of GDP relative to other countries; c) cost relative to ability to pay (government, business, or individual), and...

Restructure Medicare & Medicaid: Variables in Restructuring Medicare &
document IMAGES-006-HOUSE_OVERSIGHT_020977.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Restructure Medicare & Medicaid: Variables in Restructuring Medicare & Medicaid to Reduce Material Impact on USA Inc.’s Expenses Mathematical Illustrations* Slide 273-274 1) Medicare benefits — reduce them by 53% (or cap them)? or 2) Medicare tax rate — increase it by 4 percen...

Matching Expenses & Revenue
document IMAGES-006-HOUSE_OVERSIGHT_020959.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Matching Expenses & Revenue: Imperatives & Constraints There are many constraints to making changes — ~90 million citizens (29% of Americans)’ have grown accustomed to entitlement programs - 47MM on Medicaid, 45MM on Medicare, and 51MM on Social Security, and many of them vote...

Created and Compiled by Mary Meeker
document IMAGES-006-HOUSE_OVERSIGHT_020825.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

About USA Inc. Created and Compiled by Mary Meeker February 2011 This report looks at the federal government as if it were a business, with the goal of informing the debate about our nation’s financial situation and outlook. In it, we examine USA Inc.’s income statement and bal...

Drive Sustainable 1 = 1
document IMAGES-006-HOUSE_OVERSIGHT_021033.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Focus on Revenues Drive Sustainable 1 = 1 Economic Increase / Improve Employment Growth KP www.kpcb.com USA Inc. | What Might a Turnaround Expert Consider? 383 Employment = Key to Growth in Federal Revenue & Expenses The deficit problem is exacerbated by the business cycle....

Drill Down on One-Time Charges
document IMAGES-006-HOUSE_OVERSIGHT_020932.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Drill Down on One-Time Charges Most of USA Inc.’s recent one-time charges are directly or indirectly related to America’s real estate bubble and aggressive borrowing. First we look at the drivers of the real estate bubble (we call it ‘anatomy of a real estate bubble’), then we...

And What You Won't
document IMAGES-006-HOUSE_OVERSIGHT_020847.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

...And What You Won't We do not make policy recommendations. We try to help clarify some of the issues in a simple, analytically-based way. We aim to present data, trends, and facts about USA Inc.’s key revenue and expense drivers to provide context for how its financials have r...

Medicare: Complex Social Insurance Program
document IMAGES-006-HOUSE_OVERSIGHT_020892.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Medicare: Complex Social Insurance Program With Insufficient Funding e Social Insurance Program — Created in 1965 to provide health insurance to the elderly (65+). e Four Parts — A) Hospital Insurance (to cover inpatient expenses, introduced in 1965); B) Medical Insurance (opt...

Drive Growth: Education
document IMAGES-006-HOUSE_OVERSIGHT_021030.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Drive Growth: Education Better Education Improves General Labor Quality and Enables Specialization For More Efficiency KP www.kpcb.com USA Inc. | What Might a Turnaround Expert Consider? 377 Education = High Long-Term ROI* Investment Each $1 of Government Spending Could Gener...

Table 12: Selected drivers of Saudi consumer
document IMAGES-003-HOUSE_OVERSIGHT_016138.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Table 12: Selected drivers of Saudi consumer Direction Comment Oil prices Volatile Indirect impact through economic activity and confidence Population growth Decreasing Direct impact through lower number of expatriates and national birth rate Public sector wage growth Flat to co...

Consumer Products Market Sizing (Azer)
document IMAGES-008-HOUSE_OVERSIGHT_024824.txt Feb 25, 2019 House Oversight Committee — Epstein Estate Records (Nov 2025)

COWEN COLLABORATIVE INSIGHTS February 25, 2019 Consumer Products Market Sizing (Azer) In our proprietary Cowen consumer survey (~2,500, 18+ respondents), we found that in January 2019 close to 7% of respondents indicated that they use CBD as a supplement. While this is only th...