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Chart 42: How do you view SNV’s partnerships with online lenders (SoFi/GreenSky)?
document IMAGES-002-HOUSE_OVERSIGHT_014343.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ower in 2017 vs. 2016, based on expectations for stabilization in oil prices. Management expressed comfort that reserve levels should be adequate even if oil prices were to decline to the mid-to- high $30s in the near term (vs. spot WTI prices of $45/bbl today). However, manageme...

Chart 1: USDJPY vs yield spread Chart 2: USDJPY carry* gradually inching up
document IMAGES-002-HOUSE_OVERSIGHT_014425.txt Feb 10, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

…Second, we believe domestic activity to raise hedge ratio has run its course as the USD/JPY swept through the sensitive level this year. As 2HFY16 (Oct ‘16- Mar ‘17} has started, most life insurance companies are reportedly inclined to increase exposure to unhedged foreign bonds...

Unauthorized redistribution of this report is prohibited. This report is intended for amanda.ens@bam
document IMAGES-002-HOUSE_OVERSIGHT_014424.txt Mar 2, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

…utumn on the Bo)'s limit and US elections, it has been our view that the USD/JPY’s dips was to be bought as the 100-105 level was where medium-term directional risk was likely to reverse to the upside (Dollar's 100 Yen risk 02 March 2016). In our view, a Republican sweep would fi...

likely. Mr. Gray also thinks that concerns over the commercial real estate market
document IMAGES-002-HOUSE_OVERSIGHT_014356.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

… of reasons. 1} Supply and demand are reasonable, given modest growth in supply and an economy that is growing. 2) Debt levels aren’t out of hand like in ‘06/07. 3) Cap rates are low at around 5%, compared to ‘O7 when 10yr treasuries were at the same level. Overall, you aren’t go...

Historic energy sector liberalization
document IMAGES-003-HOUSE_OVERSIGHT_016120.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ese measures, the Deputy Crown Prince included a potential Initial Public Offering (IPO) of Saudi Aramco (at the parent level, and including various subsidiaries). With close to 250bn bbls of oil reserves, more than 10mn bbls per day of production and the world’s Ath largest gas...

Fareed Zakaria: Trump sells America short
email IMAGES-010-HOUSE_OVERSIGHT_029849.txt Sep 17, 2015 House Oversight Committee — Epstein Estate Records (Nov 2025)

…icans have reduced their debt burden more than the Europeans, while China’s debt has skyrocketed to extremely dangerous levels. If you look outside of China, U.S. growth is actually faster even than the emerging markets. Since the 2008 crisis, U.S. equity markets have outperforme...

given Egypt’s much-savored relationship with other Gulf countries (not to mention the United States)
document IMAGES-010-HOUSE_OVERSIGHT_029691.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…rts and what seemed to be a diplomatic stalemate. This represents the first effort at talks at the political directors’ level since the Moscow meeting in June of 2012. While the talks are restarting just over a month after the start of US President Obama’s second term, Iran appea...

expectations. The divergence between inflation breakevens and real yields seem to
document IMAGES-003-HOUSE_OVERSIGHT_014723.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

… Indeed, wage growth remains lackluster while the Fed’s favorite measure of inflation core PCE has slowed to the lowest level in more than a year (Chart 4). In contrast, both employment data and survey data suggest economic growth is on a tear (Figure 5). The Atlanta Fed’s GDPNow...

Drill Down on USA Inc. Periodic Large One-Time Charges
document IMAGES-006-HOUSE_OVERSIGHT_020930.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Drill Down on USA Inc. Periodic Large One-Time Charges Rising Debt Periodic Large Level & Interest One-Time Payments Charges Entitlement Spending Note: *denotes F2010 net income / net loss of respective programs, data per White House OMB. 1) Medicare and Social Security net l...

instances of disease; they treat patients
document IMAGES-006-HOUSE_OVERSIGHT_021390.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ple, practice remembering that all people are ultimately united as children of the one creator God, that “the ground is level at the foot of the cross” 144 Page regardless of one’s social status, one’s biological fitness or one’s reproductive capacity. Epley notes that we are...

emerged after World War II — the United States and the Soviet
document IMAGES-011-HOUSE_OVERSIGHT_031871.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

… interest in engaging and destroying Israel was more rhetorical than real. As usual, the Egyptians could not afford the level of effort needed to move into the Levant. Syria by itself had a very real interest in Israel's defeat, but by itself was incapable of decisive HOUSE_OVER...

realize this, and we understood that a lot of sexual fantasies are socially constructed by
document IMAGES-005-HOUSE_OVERSIGHT_018568.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…pirits can bear. Sex can become an addiction, and when you reach that point, people use recreational drugs to keep that level of hypersexual activity going. If I had found a place in safe sex education, my life would have been a much happier, healthier journey. But I never lose s...

RLK: We have to wait and see how that strengthening of
document IMAGES-012-HOUSE_OVERSIGHT_032642.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…proach. It'll be very straight forward. China won't react to the highs or lows. It’ll treat the protocol at a very high level. And I think based on Trump’s personality that he will react well to that. The substance that comes out of that, whether it’s North Korea or trade, will h...

Local, Global and Glocal Knowledge
document IMAGES-002-HOUSE_OVERSIGHT_013161.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…rticular. Most of this material is not specific to CogPrime, and would be relevant to nearly any system aiming at human-level AGI. However, most of it has been developed in the course of work on CogPrime, and has direct relevance to under- standing the intended operation of vario...