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do with words alone. One less something nearer zero, whether that something (the
document IMAGES-001-HOUSE_OVERSIGHT_011033.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

do with words alone. One less something nearer zero, whether that something (the thrift index) is positive or negative, is nearer one. The wonderful books of Einstein (with Enfeld) and Steven Hawking, not to mention Mill, show that even calculus can be put that way. My task has b...

and student loans to credit scores and overdrafts in personal bank
document IMAGES-005-HOUSE_OVERSIGHT_019610.txt Jun 6, 2013 House Oversight Committee — Epstein Estate Records (Nov 2025)

122 | HOW AMERICA LOST ITS SECRETS and student loans to credit scores and overdrafts in personal bank accounts. This ubiquitous surveillance of virtually every non-cash transaction came about because of advances in computer technology that made it economically feasible to mine s...

Chart 13: The 2016 election move implied by the VIX term structure is
document IMAGES-008-HOUSE_OVERSIGHT_025985.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Chart 13: The 2016 election move implied by the VIX term structure is, in our estimate’, approx. 1.4%... ---0--- Interpolated Oct future (level where Sep/Oct/Nov Fly = 0) —2e— Expected Oct future based on median level of ~1M/2M/3M fly em=@=—= \//X futures (adjusted for holidays)...

Exhibit 63: Relative Performance of “Stable” and
document IMAGES-003-HOUSE_OVERSIGHT_014590.txt Oct 31, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

Exhibit 63: Relative Performance of “Stable” and “Volatile” EAFE Stocks Investors have recently shifted toward firms more exposed to the business cycle. Relative Return (%) 8 5 m Stable = Volatile 6 4 Last 3 2016-to-Date 5 Years 10 Years 1987-2007 = Since 1987 Months Annua...

Exhibit 48: S&P 500 Price-to-Trend Earnings vs
document IMAGES-003-HOUSE_OVERSIGHT_014584.txt Dec 31, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

Exhibit 48: S&P 500 Price-to-Trend Earnings vs. Subsequent Calendar-Year Price Return Starting valuation multiples tell us little about equity returns over the following year. S&P 500 Returns 1 Year Forward (%) 50 - R?=5.2% 40 « ° oe 30 - ° ° % ¢ + 20 ¢ @,¢ o . * ° 10 wep see...

the disclosure may be based on the month end data
document the Securities and Futures Commission. (For research published within the first ten days of the month House Oversight Committee — Epstein Estate Records (Nov 2025)

the disclosure may be based on the month end data