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Chart 81: What do you expect to be the main driver of success for robo advisors?
document IMAGES-002-HOUSE_OVERSIGHT_014369.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Chart 81: What do you expect to be the main driver of success for robo advisors? 50% 45% 40% 35% 30% 29% 20% 15% 10% 5% 0% A low and An efficient | Advanced portfolio Department of Access toa transparent cost technology and construction that — Labor fiduciary human in volatil...

A. The Summary Judgment Standard
document IMAGES-002-HOUSE_OVERSIGHT_013374.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

ARGUMENT Il. | EDWARDS IS ENTITLED TO SUMMARY JUDGMENT ON EPSTEIN’S CLAIM BECAUSE THERE ARE NO MATERIAL DISPUTED FACTS AND THE _ UNDISPUTED FACTS ESTABLISH THAT EDWARDS’S CONDUCT COULD NOT POSSIBLY FORM THE BASIS OF ANY LIABILITY IN FAVOR OF EPSTEIN | A. The Summary Judgment Stan...

First Bancorp Puerto Rico (FBP)
document IMAGES-002-HOUSE_OVERSIGHT_014382.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

First Bancorp Puerto Rico (FBP) We use a three-factor valuation framework (P/TBV, P/E, DCF) to arrive at our $6.50 price objective. We assign a 1.0x multiple to our 2Q17E TBV, below the 1.6X for peers, due to the overhang of PR fiscal issues that may reduce TBV. Our revised impl...

Christian Johansson*iz4 Secretary of Department of Business and Economic
document IMAGES-004-HOUSE_OVERSIGHT_017577.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

*Christian Johansson*iz4 Secretary of Department of Business and Economic Development (DBED), State of Maryland. Fmr CEO, Economic Alliance of Greater Baltimore. *David Kamenetzky*1z% Group Head, Mars & Co. *PV **Kannan*1g% CEO, 24/7 Customer. *Andy **Karsner*1z% CEO, Manifest...

Sender: e:[email protected]
document IMAGES-011-HOUSE_OVERSIGHT_031053.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

windows. Sender: e:[email protected] Time: 08/24/18 02:48:35 PM (556840115) Flags: 1150981 Is Read: No Is Invitation: No GUID: 657528E2-DDBE-47F6-B15E-DC969ER2C6412 r Message: Reid Weingarten coming tonight. Any questions? Sender: Time: 08/24/18 03:01:55 PM (556840915)...

• Named to the Committees on Agriculture and Oversight and
document TEXT-001-HOUSE_OVERSIGHT_024294.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

… Conference to engage millennials in political process • Selected to President Obama’s White House Renewable Energy roundtable group • Led the Virgin Islands’ delegation to the First Caribbean Energy Security Summit in DC Successful Legislative Activity • Successfully removed the...

Tax reform screens
document IMAGES-007-HOUSE_OVERSIGHT_023087.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Tax reform screens Lower US corporate tax rate: potential beneficiaries Below we provide a screen of domestically-oriented S&P 500 companies (<10% foreign sales exposure} with a high (>35%) median 5-year effective tax rate which could potentially benefit most from a lower US co...

Entry: H\Macintosh HD\root\Users\jee\Library\Mes
document IMAGES-011-HOUSE_OVERSIGHT_031045.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Source (310) Entry: H\Macintosh HD\root\Users\jee\Library\Mes 990-6526 on 2018-08-24 at 06.30.17.ichat Servic iMessag Start Time: 08/24/18 03:30:17 AM (556799417) End Time: 08/24/18 08:22:17 PM (556860137) Last Message ID: 19241 Chat Room: Participants: jee, ii Presentit...

Federal Register/Vol. 76, No. 168/Tuesday, August 30, 2011/Rules and Regulations
document IMAGES-006-HOUSE_OVERSIGHT_022288.txt Aug 30, 2011 House Oversight Committee — Epstein Estate Records (Nov 2025)

…h engines to find out about unions (see, e.g., comments of Winseda Corp. Homestead Village, Inc.}, misapprehend the breadth of the rights of which the Board seeks to apprise all employees. As stated above, Section 7 is not merely about the right to join or refrain from joining a...

Federal Register/Vol. 76, No. 168/Tuesday, August 30, 2011/Rules and Regulations
document IMAGES-006-HOUSE_OVERSIGHT_022277.txt Aug 30, 2011 House Oversight Committee — Epstein Estate Records (Nov 2025)

AUTHENTICATED US, GOVERNMENT, INFORMATION, GPO, 54006 Federal Register/Vol. 76, No. 168/Tuesday, August 30, 2011/Rules and Regulations NATIONAL LABOR RELATIONS BOARD 29 CFR Part 104 RIN 3142-AA07 Notification of Employee Rights Under the National Labor Relations Act AGENCY...

Closed at 902 (10 Mar 2016): Buy AUD/KRW, entry: 832, target: 920, stop: 859 (revised
document IMAGES-001-HOUSE_OVERSIGHT_010612.txt Mar 10, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

Closed at 902 (10 Mar 2016): Buy AUD/KRW, entry: 832, target: 920, stop: 859 (revised from 790) Closed at 38.25 (18 Apr 2016): Sell TRY/JPY, entry: 43.40, target: 36.15, stop: 45.25 Closed at 8.27: Sell USD/NOK spot 8.685, target: 8.27, stop-loss: 8.60 (revised from 9.00} New...

To: Melanie Spinella ll
email IMAGES-007-HOUSE_OVERSIGHT_023332.txt Feb 24, 2015 House Oversight Committee — Epstein Estate Records (Nov 2025)

and pwe that you should file in writing , you have NO choice ) ... worst possible result - including serious penalties up the kazoo. Date: Tue, Feb 24, 2015 at 8:20 AM Subject: To: Melanie Spinella ll Leon, Yesterday , | again spent hours upon hours of my time with your office...

1. This Court Should Quash Defendant’s Abusive Subpoena In Its Entirety
document IMAGES-003-HOUSE_OVERSIGHT_015602.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

ARGUMENT 1. This Court Should Quash Defendant’s Abusive Subpoena In Its Entirety. Florida Rule of Civil Procedure 1.410(c)(1) provides that the Court may “quash or modify the subpoena if it is unreasonable and oppressive.” /d. The Court has discretion to evaluate the circumstan...

Dialog participantsi¢%
document IMAGES-004-HOUSE_OVERSIGHT_017575.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Dialog participantsi¢% /ii% partial list of people who will be participating in the 2013 Dialog Retreat (all are references): *Veronica Allende Serra**iz% Founding Partner, Pacific Investments. chm, Portal de Documentos. Boards: Allied Advanced Technologies, Wow! Nutrition, Mer...