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Why We Wrote This Report
document IMAGES-006-HOUSE_OVERSIGHT_020846.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Why We Wrote This Report As American citizens / tax payers, we care about the future of our country. As investors, we search for data and insights to help us make better investment decisions. (It’s easier to predict the future with a keen understanding of the past.) We found o...

[email protected]
document IMAGES-008-HOUSE_OVERSIGHT_024819.txt Feb 25, 2019 House Oversight Committee — Epstein Estate Records (Nov 2025)

G@i=— COWEN WASHINGTON ~——-:« RESEARCH GROUP COLLABORATIVE INSIGHTS February 25, 2019 m Cannabis COWEN RESEARCH Cowen Research 646 562 1330 [email protected] Vivien Azer 646 562 1351 [email protected] John Blackledge 646 562 1359 [email protected] Andre...

e Consumer Financial Protection Bureau (CFPB): Established by the Dodd-Frank Wall Street Reform and
document IMAGES-007-HOUSE_OVERSIGHT_024120.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

e Consumer Financial Protection Bureau (CFPB): Established by the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank), the CFPB is a federal regulator charged with regulating consumer protection for financial products and services. Other regulatory bod...

RE: request
email TEXT-001-HOUSE_OVERSIGHT_016420.txt Jan 11, 2019 House Oversight Committee — Epstein Estate Records (Nov 2025)

SUPREME COURT OF THE STATE OF NEW YORK APPELLATE DIVISION-FIRST DEPARTMENT ··-····-·············-·-····-·····-··-··-············-··-···· X THE PEOPLE OF THE STATE OF NEW YORK, App. Div. No. 6081 - against - JEFFREY E. EPSTEIN, Respondent, Defendant-Appellant. On Appeal from New...

Sprout Capital VIL, L.P. (Healthcare Technology Portfolio)
document IMAGES-007-HOUSE_OVERSIGHT_024104.txt Mar 31, 2014 House Oversight Committee — Epstein Estate Records (Nov 2025)

Sprout Capital VIL, L.P. (Healthcare Technology Portfolio) $ amounts in millions, as of March 31, 2014 Please refer to Endnotes 1,],K,L,M and N in this Appendix. Gross Multiple Gross Vintage Total Realized Unrealize Total (Realized Multiple Company Year Cost Value d Value Valu...

Fla. Dec. 14, 2010), ECF No. 3, available at http://wwwjustice.gov/
document IMAGES-007-HOUSE_OVERSIGHT_022615.txt Dec 14, 2010 House Oversight Committee — Epstein Estate Records (Nov 2025)

113 Fla. Dec. 14, 2010), ECF No. 3, available at http://wwwjustice.gov/ criminal/fraud/fcpa/cases/granados-jorge/ 12-21- 10granados-indict.pdf. 194 See Deferred Pros. Agreement, United States v. Snamprogetti, supra note 60, ECF No. 3, available at hetp://www.justice.gov/criminal...

Explaining our taste for excessive harm
document TEXT-001-HOUSE_OVERSIGHT_012747.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Explaining our taste for excessive harm Marc D. Hauser Viking/Penguin For Jacques and Bert Hauser, my parents, my friends, and my reminder that life should be lived to its fullest Hauser Evilicious. Front matter 2 Pleasure is the greatest incentive to evil. ⎯⎯ Plato To witness s...

[DECEMBER DRAFT--- 287 pages]
document TEXT-001-HOUSE_OVERSIGHT_020153.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

[DECEMBER DRAFT--- 287 pages] THE SNOWDEN AFFAIR A Spy Story in Six Parts By Edward Jay Epstein CONTENTS PROLOGUE On the Snowden Trail: Hong Kong 2014...

Important Caveats on F2010 Medicare Liability Improvement
document IMAGES-006-HOUSE_OVERSIGHT_020949.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Important Caveats on F2010 Medicare Liability Improvement e Medicare Part A and Part B unfunded liability improved to -$16 trillion in F2010, up 47% from -$31 trillion in F2009, per the Board of Medicare Trustees. e The improvement was driven primarily by downward revisions of...

Financial Experts Tend to ‘Assume What Can Go Wrong
document IMAGES-006-HOUSE_OVERSIGHT_020964.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Financial Experts Tend to ‘Assume What Can Go Wrong, Will Go Wrong, and Usually Manage Expenses in that Way e In projecting scenarios, financial experts would note that USA Inc.’s revenue and expenses are highly correlated to economic changes — for example, a 0.1 percentage poi...

Comparing GM & USA, Inc
document IMAGES-006-HOUSE_OVERSIGHT_021058.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Comparing GM & USA, Inc... General USA 2010 Motors 2008 Gross Debt as % of GDP 93% 82% Gross Debt as % of Revenue’ Federal Spending as % of GDP 24 114 Total Cost as % of Revenue Federal Budget Surplus as % of GDP -9 -21 Net Income as % of Revenue Interest Payments as % of GDP 1...

While Government Spending on Education Increased 60% Over Past 50 Years, At
document IMAGES-006-HOUSE_OVERSIGHT_021031.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

While Government Spending on Education Increased 60% Over Past 50 Years, At Margin, Government Spent More on Healthcare... USA Total Government Healthcare vs. Education Spending as % of GDP, 1960 — 2008 Spending as % of GDP ——Total Government (Federal + State + Local) Spendin...

100-Year Review of USA Inc.’s Basic Income Statement
document IMAGES-006-HOUSE_OVERSIGHT_020871.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

100-Year Review of USA Inc.’s Basic Income Statement Including Revenue & Expense Drivers as Percent of GDP 1910 "*" 1920 """ 1930 """ 1940 "*"" 1950 ""* 1960 """ 1970 "*" 1980 """ 1990 """ 2000 ""*| 2008 2009 2010 Revenue ($B) h $7 $4 $7 $41 $92 $193 $517 $1,032 $2,025 [$2,524 $...

Even Adjusting For Cyclical Impact of Recessions, USA Inc.’s 2010
document IMAGES-006-HOUSE_OVERSIGHT_020859.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Even Adjusting For Cyclical Impact of Recessions, USA Inc.’s 2010 Structural Operating Loss = -$817 Billion vs. -$78 Billion 15 Years Ago USA Inc. Annual Operating Surplus / Deficit, Structural vs. Cyclical’, F1996 — F2010 GAGE) a eee en es ns cn a a a nn mT aT A EC aT 2 al |...

Overview of USA Inc.’s Key Financial Challenges
document IMAGES-006-HOUSE_OVERSIGHT_021064.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Overview of USA Inc.’s Key Financial Challenges & Potential and/or Solutions Financial Net Present Cost! Mathematical Illustrations Rank Challenge ($T / % of 2010 GDP) and/or Potential Policy Solutions? * Isolate and address the drivers of medical cost inflation 1 Medicaid $35...