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Reporting snd Treasoription, Inc
document IMAGES-002-HOUSE_OVERSIGHT_012527.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…y way, his penis or anything like that, during the massage? Yeah, like towards the end. Okay. Do you know whether he masturbated? Oh, my gosh, QO. If you don't know, you don't know. A. I mean probably, but I don't know. I can't remember exactiy. It was so long ago. Q. Okay. T...

downturn in the local real estate markets affecting Franklin's construction loans and
document IMAGES-002-HOUSE_OVERSIGHT_014383.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

downturn in the local real estate markets affecting Franklin's construction loans and increasing credit costs via higher charge-offs and provisions, and 3) inability to effectively fund asset growth driving greater than expected compression in the net interest margin. Goldman Sa...

Convention Centers and Trade Shows
document IMAGES-005-HOUSE_OVERSIGHT_018769.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Convention Centers and Trade Shows Las Vegas is the world’s most preferred convention and trade show city, offering more convention and meeting space than any other city in the world, with more than 11 million square feet of existing inventory, including more than 2.0 million sq...

Real Estate Bubble: Root Causes—Government Home Ownership Push +
document IMAGES-006-HOUSE_OVERSIGHT_020933.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Real Estate Bubble: Root Causes—Government Home Ownership Push + Declining Interest & Savings Rates + Aggressive Borrowing and Lending Led to 10+ Years of Rising Home Ownership USA Home Ownership Rates vs. Interest Rates vs. Personal Savings Rates, 1965 - 2010 0, _ i 0, 70% Jun...

First Bancorp Puerto Rico (FBP)
document IMAGES-002-HOUSE_OVERSIGHT_014382.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

First Bancorp Puerto Rico (FBP) We use a three-factor valuation framework (P/TBV, P/E, DCF) to arrive at our $6.50 price objective. We assign a 1.0x multiple to our 2Q17E TBV, below the 1.6X for peers, due to the overhang of PR fiscal issues that may reduce TBV. Our revised impl...

016 by James Patterson
document IMAGES-005-HOUSE_OVERSIGHT_019113.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

016 by James Patterson to free expression and the value of © encourage writers and artists to ir culture. n of this book without permission erty. If you would like permission n for review purposes), please con- yu for your support of the author's NY 10104 we 1 of Hachette Bo...

Drive Growth: Technology
document IMAGES-006-HOUSE_OVERSIGHT_021026.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Drive Growth: Technology Technology Improves Efficiency of Communication and Lowers Costs of Providing Goods and Services (@)E) www.kpcb.com USA Inc. | What Might a Turnaround Expert Consider? 369 Technology Has Driven Significant Wealth & Job Creation S&P 500 Sector Market...

USA Student Achievement Rankings* in Mathematics / Science
document IMAGES-006-HOUSE_OVERSIGHT_021032.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

USA Student Achievement Rankings* in Mathematics / Science Have Fallen vs. Other OECD Countries Mathematics Ranking* Science Ranking* 2000 2009 2000 2009 i Japan S. Korea 1 Korea Finland 2 S. Korea Finland 2 Japan Japan 3 New Zealand Switzerland 3 Finland S. Korea 4 Finland J...

Carl Bialik took $100 to a currency exchange to see how many transactions he
document IMAGES-008-HOUSE_OVERSIGHT_025658.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…urrency exchange to see how many transactions he could make between different currencies before running out of money. Most exchanges require you to convert back to US dollars before going into another foreign currency, which led to significant fees when buying dollars with less...

Entitlement Spending: Medicare & Medicaid Payments per Beneficiary
document IMAGES-006-HOUSE_OVERSIGHT_020884.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Entitlement Spending: Medicare & Medicaid Payments per Beneficiary Have Risen Faster than Social Security Payments Owing to Rising Healthcare Costs + Expanded Coverage Percent Change in Real* Annual Social Security / Medicare / Medicaid 1966-2009 Payments per Beneficiary From 1...

Medicaid: Enrollment Is Up 12x to 49 Million While Annual Payments per
document IMAGES-006-HOUSE_OVERSIGHT_020890.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

… T T T T T T T T T aa T T T T T T 0 1966 1970 1974 1978 1982 1986 1990 1994 1998 2002 2006 Note: Data are inflation adjusted. Source: Dept. of Health & Human Services. i USA Inc. | Income Statement Drilldown 97 Medicaid: Observations e 49 million (26MM low-income children / 12M...

Fwd: JAMES PATTERSON NEW BOOK TELLING FEDS COVER UP OF BILLIONAIRE JEFF
email IMAGES-011-HOUSE_OVERSIGHT_031279.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…operty of Darren K. Indyke, PLLC. Unauthorized use, disclosure or copying of this communication or any part thereof is strictly prohibited and may be unlawful. If you have received this communication in error, please notify us immediately by return e-mail, and destroy this commu...

Entitlement Spending per Beneficiary: Inflation-Adjusted Average Pre-Tax
document IMAGES-006-HOUSE_OVERSIGHT_020886.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Entitlement Spending per Beneficiary: Inflation-Adjusted Average Pre-Tax Income from Entitlement Programs Has Gone Up 3x Since 1966 to $12K in 2008, or 15% of Average Pre-Tax Income Inflation-Adjusted Pre-Tax Income from Entitlement Programs’ per Beneficiary & As % of Average P...

Focus on Operating Efficiency: Illustrative Policy Options From the Report of
document IMAGES-006-HOUSE_OVERSIGHT_021018.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Focus on Operating Efficiency: Illustrative Policy Options From the Report of the National Commission on Fiscal Responsibility and Reform Illustrative Policy Options Deficit Reduction in F2015E Eliminate 250,000 non-defense service and staff augmentee contractors $18 billion...

Focus on Productivity & Employment Growth
document IMAGES-006-HOUSE_OVERSIGHT_021024.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Focus on Productivity & Employment Growth, Each of Which Accounts for ~50% of Long-Term Real GDP Growth e Investments in Technology / Infrastructure / Education Boost Productivity. — Newer technology improves efficiency of communication and lowers costs of providing goods and s...