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Business Expansion Portfolio and Prospectus
document IMAGES-010-HOUSE_OVERSIGHT_029481.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Business Expansion Portfolio and Prospectus Twin City Care of The Virgin Islands 6 Our crews will be trained as Crisis Intervention Teams (CIT) which will include being a Behavioral Health Technician (BHT) who will meet requirements in: Crisis de-escalation, intervention and se...

Underweight Retail
document IMAGES-003-HOUSE_OVERSIGHT_014490.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Underweight Retail In addition to Brexit concerns, we also see a number of fundamental reasons to reiterate out underperform on Retail. Structural margin pressures: Aside from Brexit, retailers face declining returns as online disruptors and discounters drive up competition. EBI...

Bannon: I think one is about responsibility. For Christians, and particularly for those
document IMAGES-010-HOUSE_OVERSIGHT_029056.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Bannon: I think one is about responsibility. For Christians, and particularly for those who believe in the underpinnings of the Judeo-Christian West, I don’t believe that we should have a bailout. I think the bailouts in 2008 were wrong. And I think, you look in hindsight, it was...

specifically, how do we get businesses
document IMAGES-002-HOUSE_OVERSIGHT_012719.txt Jun 8, 2011 House Oversight Committee — Epstein Estate Records (Nov 2025)

June 8, 2011 specifically, how do we get businesses to do more in terms of hiring, spend less on redtape, less on bureaucracy, and reduce the regulatory burden in smart ways? The current administration has said some of the right things but actually moved in the wrong direction....

¢ Another topic which AB elaborated on was fees/pricing particularly in the US retail
document IMAGES-002-HOUSE_OVERSIGHT_014355.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

¢ Another topic which AB elaborated on was fees/pricing particularly in the US retail market. Peter Kraus commented that there is a very strong philosophical argument for the regulators to approve new fee structures which would allow investors to pay alow beta fee and a higher pe...

forms such as personnel evaluations and promotions, rewards
document IMAGES-007-HOUSE_OVERSIGHT_022562.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

forms such as personnel evaluations and promotions, rewards for improving and developing a company’s compliance pro- gram, and rewards for ethics and compliance leadership.” Some organizations, for example, have made adherence to compliance a significant metric for management's b...

Chart 39: How do you view fundamentals for multifamily lending in 2017?
document IMAGES-002-HOUSE_OVERSIGHT_014341.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Chart 39: How do you view fundamentals for multifamily lending in 2017? 30% 27% 27% 27% 29% 20% 15% 10% 7% 5% 0% 13% Softening Softening Softening | Someconcern, but No concern fundamentals fundamentals fundamentals only in certain should leadto shouldleadto = shouldleadto _—...

19.2. Appendix B: Knowledge Learning Corporation: Management’s Discussion &
document IMAGES-008-HOUSE_OVERSIGHT_024591.txt Dec 31, 2005 House Oversight Committee — Epstein Estate Records (Nov 2025)

19.2. Appendix B: Knowledge Learning Corporation: Management’s Discussion & Analysis of Financial Condition and Results of Operations for the Fiscal Years Ended December 31, 2005, 2004 and 2003 158 HOUSE_OVERSIGHT_024591

We rolled into action. A crisis management team was set up, the Board of Regents promptly informed
document IMAGES-011-HOUSE_OVERSIGHT_031535.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

We rolled into action. A crisis management team was set up, the Board of Regents promptly informed (first through the leadership), and an initial recommendation made. Specifically, | commissioned Baylor’s Faculty Athletic Representative (a post required under NCAA procedures) to...