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Free growth then arrives at its whim, like a deus ex machina, without calling for
document IMAGES-001-HOUSE_OVERSIGHT_010969.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Free growth then arrives at its whim, like a deus ex machina, without calling for more than this steady effort of replication. I find myself focusing more and more on that cash flow component of rate of return, or pure consumption rate at the collective scale, as the part we can...

Conclusion: The Second Six Million
document IMAGES-004-HOUSE_OVERSIGHT_017429.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

4.2.12 WC: 191694 Conclusion: The Second Six Million The sad reality is that the inversion of the human rights agenda, especially at the U.N., has needlessly cost many innocent lives. Since the time the world promised “never again” at the end of World War II and built a structu...

Fwd: Why Palm Beach, Florida Is The 'New Greenwich' For Wall Streeters
email IMAGES-012-HOUSE_OVERSIGHT_033561.txt Jan 21, 2014 House Oversight Committee — Epstein Estate Records (Nov 2025)

From: SC Sent: 1/21/2014 10:51:27 PM To: [email protected] Subject: Fwd: Why Palm Beach, Florida Is The 'New Greenwich' For Wall Streeters aiataetal Original Message----- From: BRYAN SUBOTNICK </> To: es: Subotnick Stuart (MM; ;: prosperi paul ee > Sent: Tue, Jan 21, 201...

Preference: neutral
document IMAGES-008-HOUSE_OVERSIGHT_025262.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…t publication: 247) UBS View Euro Stoxx (6-month target): 249 ¢ We keep our neutral stance on Eurozone equities. While the sovereign debt crisis remains a risk factor (see slide 8), the conditional bond buying program by the ECB (OMT) and the introduction of the ESM have signifi...

has taken steps to make certain that the code of conduct
document IMAGES-007-HOUSE_OVERSIGHT_022560.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

has taken steps to make certain that the code of conduct remains current and effective and whether a company has periodically reviewed and updated its code. Whether a company has policies and procedures that outline responsibilities for compliance within the company, detail prop...

Consider also the history of corporate leverage. Equities are riskier because bond
document IMAGES-001-HOUSE_OVERSIGHT_011082.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Consider also the history of corporate leverage. Equities are riskier because bond interest is paid first. If equities grew faster, however, leverage would constantly decline. That is not what we see. This inferred concentration of risk premium in cash flow rate is convenient f...

Unauthorized redistribution of this report is prohibited. This report is intended for amanda.ens@bam
document IMAGES-002-HOUSE_OVERSIGHT_014424.txt Mar 2, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

…tch USD/JPY: Buy-on-dip cycle to continue; 115- 120 by end-2017 Buy-on-dip cycle continues While we had acknowledged the risk of the “final JPY strength” this autumn on the Bo)'s limit and US elections, it has been our view that the USD/JPY’s dips was to be bought as the 100-1...

best risk return."
document IMAGES-007-HOUSE_OVERSIGHT_024138.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Summary "With the global economy continuing to muddle through, we believe that US corporate bonds offer the best risk return." 36 UBS Economy The successful formation of a Greek government after the June 17 elections has reduced the risk of an imminent Greek exit from the Eur...

Preference: neutral
document IMAGES-008-HOUSE_OVERSIGHT_025263.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…month target): 5,850 ¢ We keep our neutral stance on UK equities. Earnings have continued to disappoint, showing one of the weakest dynamics within our market universe. Commodity related sectors show steep earnings declines, which is expected to moderate only in a lagged fashion...

I call invested consumption. I argued in Chapter 3 that this tradition is sound
document IMAGES-001-HOUSE_OVERSIGHT_011055.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

… although not logical certitude. | put it as human cash flow = pay - invested consumption. (6.18) Work is defined as the output of human capital. Summing (6.16) and (6.17) now shows the pay rule work = pay + self-invested work - recovered human depreciation, after cancellati...

Fwd: Why Palm Beach, Florida Is The 'New Greenwich' For Wall Streeters
email TEXT-002-HOUSE_OVERSIGHT_033157.txt Jan 21, 2014 House Oversight Committee — Epstein Estate Records (Nov 2025)

From: Sent: 1/21/2014 10:51:27 PM To: [email protected] Subject: Fwd: Why Palm Beach, Florida Is The 'New Greenwich' For Wall Streeters Attachments: Business_Insider.jpg; dujour.jpg; padddleboard-florida-beach-2.jpg Importance: High -----Original Message----- From: BRYAN SUBO...

USDJPY testing 110. Buy Japan upside
email TEXT-001-HOUSE_OVERSIGHT_014397.txt Nov 17, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

…Spread for $0.35, ref 47.45, 13d. 4.7X net payout We can also discuss single stock and Topix banks index (TPNBNK) ideas The Republican sweep means higher USD and yields are a foregone conclusion. We see USDJPY reaching 120 next year and Japanese reflation, bullish for Japanese eq...

then pictured a future instant’s worth of expected satisfaction. Its perceived value at
document IMAGES-001-HOUSE_OVERSIGHT_011121.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

then pictured a future instant’s worth of expected satisfaction. Its perceived value at that future moment would give its perceived value now save for differences explained by the time gap between. I adopted the old terms time preference or time discount rate to account for whate...