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218 12 The Engineering and Development of Ethics
document IMAGES-002-HOUSE_OVERSIGHT_013134.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

… extended, using reason, to counterin- tuitive or experientially unfamiliar situations e Reason is used to control the impact of empathy on be havior (i.e. rational judgments are made regarding when to listen to empathy and when not to) e Rational experimentation and correction...

Financials: buy XLF call spreads
email IMAGES-001-HOUSE_OVERSIGHT_012045.txt Nov 22, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

…n the aforementioned points. That said, given the velocity and magnitude of the recent move and uncertainty around the impact and timing of Trump’s policies, we believe options offer better risk-reward than being outright long financials stocks here. With flat call skew, “appear...

Economic Research: How Increasing Income Inequality Is Dampening U.S. Economic Growth, And Possible
document IMAGES-008-HOUSE_OVERSIGHT_025785.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…earch note that immigrant workers largely complement, rather than substitute, native-born workers, and thus have little impact on wages, while actually increasing overall growth. (13) David Card, Thomas Lemieux, and Craig Riddell, "Unions and Wage Inequality," December 2004; "I...

Re: basketball player
email IMAGES-011-HOUSE_OVERSIGHT_030482.txt Aug 3, 2011 House Oversight Committee — Epstein Estate Records (Nov 2025)

… ght Treasury deadline that could have seen the US default on its debts, a national in tar likely t t0 have Had a huge impact on markets and the global economy. 3s 2fe Ie fe 2fs 2 2c ois 2fe 2s fe 2s 2 24s ois 2fe of fe of 2s 2c ois 2fe ois fe 2s fe 2c ois 2fe ois 2fe fs 2s of...

Department of Economics, Harvard University, v. November 9,2009
document TEXT-001-HOUSE_OVERSIGHT_019396.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…r (DOI).) Baldwin, Richard, Di Nino, Virginia, Fontagne, Lionel, De Santis, Roberto, and Taglioni, Daira, "Study on the Impact of the Euro on Trade and Foreign Direct Investment," European Economic and Monetary Union Working Paper No. 321, May 2008. http://papers.ssrn.com/sol3/pa...

° You then made a comment about her eye makeup, getting very close to her face
document IMAGES-009-HOUSE_OVERSIGHT_026772.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…efore setting foot on the campus again. ° The letter also stated, “Dr. Krauss expressed regret about having a negative impact on you, and also his willingness to use this complaint as an opportunity to reflect and improve on his future interactions with students.” ° By then, yo...

The Scowcroft Group
email TEXT-001-HOUSE_OVERSIGHT_026827.txt Nov 14, 2015 House Oversight Committee — Epstein Estate Records (Nov 2025)

…arriving refugees. While that risks a feed-back loop, the instinct will be to err on the side of immediate results, not impact on radicalization as a social challenge. • Germany and other ELI nations will have to re-examine their commitments to welcome more refugees from the Midd...

Investment Gold man
document IMAGES-009-HOUSE_OVERSIGHT_026969.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…certainty and do not represent actual trading and may not reflect material economic and market factors that may have an impact on actual performance. GS has no obligation to provide updates to these rates. Not a Municipal Advisor. Except in circumstances where GS expressly agree...

On today's financial market developments
email TEXT-001-HOUSE_OVERSIGHT_031156.txt Aug 4, 2011 House Oversight Committee — Epstein Estate Records (Nov 2025)

…dequate bank capitalization; weak labor compensation as an Achilles heel of the US profits recovery, given its negative impact on spending; the political divide in Congress over how to deal with falling government revenue and rising entitlement spending; inflation risks in Asia a...

To: Brad Wechsler < >, Melanie Spinella < x
email TEXT-001-HOUSE_OVERSIGHT_023208.txt Oct 26, 2015 House Oversight Committee — Epstein Estate Records (Nov 2025)

…ee the past, apart from phaidon and artspace. this year of course is done.. for me to allow bad reporting to negaitvely impact you, by keeping joslin, would be irresponsible on my part. . letting him do harm, or stopping him and having to listen to his leaving is my fault. is awk...

That Presents A Transaction Opportunity
document that presents a transaction opportunity House Oversight Committee — Epstein Estate Records (Nov 2025)

but does not have any impact on the analyst’s particular “Overweight” or “Underweight” rating (which is based on a three month trade horizon). Trading

Hat Presents A Transaction Opportunity
document hat presents a transaction opportunity House Oversight Committee — Epstein Estate Records (Nov 2025)

but does not have any impact on the analyst’s particular “Overweight” or “Underweight” rating (which is based on a three month trade horizon). Trading

The 2018 annual total compensation of our median-compensated employee other than Mr. Garcia was $36,
document IMAGES-007-HOUSE_OVERSIGHT_024348.txt Dec 31, 2018 House Oversight Committee — Epstein Estate Records (Nov 2025)

…n, . the material facts of the proposed transaction, including the proposed aggregate value of the transaction, ° the impact on a director’s independence in the event the related person is a director or an immediate family member of the director, . the benefits to us of the pr...

due to adverse political, economic or other developments. These risks are magnified for investments
document IMAGES-004-HOUSE_OVERSIGHT_016803.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

… including market price fluctuations, regulatory changes, interest rate changes, credit risk, economic changes and the impact of adverse political or financial factors. Bank of America, Merrill, their affiliates, and advisors do not provide legal, tax, or accounting advice. Cl...