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organic and M&A driven growth opportunities during the next downturn. That said
document IMAGES-002-HOUSE_OVERSIGHT_014338.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…er profitability from these channels. Card growth has also been strong with active credit card growth at 12% ea Bankof America 24 2016 Future of Financials Conference | 17 November 2016 Merrill Lynch HOUSE_OVERSIGHT_014338

from large domestic pension funds and the recovery in the price of copper explain the
document IMAGES-003-HOUSE_OVERSIGHT_014771.txt Nov 16, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

…ommodities and China. We are bearish the AUD vs USD, as we expect the currency to weaken about 4% by end 1Q17. Bank of America Global Rates, FX & EM 2017 Year Ahead | 16 November 2016 41 Merrill Lynch HOUSE_OVERSIGHT_014771

Morgan Stanley | RESEARCH
document IMAGES-008-HOUSE_OVERSIGHT_025557.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…p currently trades at 10.8x on 2018e EPS with an average effective tax rate for economic net income (the metric NORTH AMERICA INSIGHT ~~ Exhibit 4: Breakeven P/E multiple expansion of 2.1x required to offset 16% lower earnings in a C-corp on average. Ticker 2018E 2018E Pro-F...

Eye on the Market | August 4, 2011 J.P Morgan
document IMAGES-008-HOUSE_OVERSIGHT_025230.txt Aug 4, 2011 House Oversight Committee — Epstein Estate Records (Nov 2025)

Eye on the Market | August 4, 2011 J.P Morgan Today the Delaware, with the caption “America’s structural resilience, fortitude and ingenuity will carry the economy and financial markets in 2011 —and beyond”. Our job is not to point to where we would like the financial markets t...

YoY and card penetration reaching 20%. Importantly, management is utilizing online
document IMAGES-002-HOUSE_OVERSIGHT_014339.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…anagement reiterated that the fundamentals of the multifamily business (which is focused on the low-to-moderate Bankof America a 2016 Future of Financials Conference | 17 November 2016 25 Merrill Lynch HOUSE_OVERSIGHT_014339

Also included are several high priced special edition items made
document IMAGES-005-HOUSE_OVERSIGHT_018705.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…e.” The centerpiece of the installation is a sizable portrait of Donald Trump taken by Andres Serrano in 2004 for his “America” series and a giant rotating sculpture below it. The sculpture, which is more than 10 feet tall, is the word, EGO, spelled vertically, an elegant sign t...

Cannabis Investment Report | December 2017
document IMAGES-008-HOUSE_OVERSIGHT_024648.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ly do not serve, or are not willing to state publicly that they serve, the cannabis industry. For example, according to American Banker, a spokeswoman for Wells Fargo Bank recently said the bank’s policy worldwide is to not bank marijuana businesses. However, as cannabis-related...

In India, he gave his guru three tablets, and apparently nothing
document IMAGES-003-HOUSE_OVERSIGHT_015308.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…tly nothing happened. Alpert's postcard to me beckoned, “Come fuck the universe with me.” Instead, | stayed tripping in America, where | kept my entire stash of acid in a bank vault deposit box. Richard Alpert returned as Baba Ram Dass. Eventually, he dropped the Baba. He was no...

Morgan Stanley | RESEARCH
document IMAGES-008-HOUSE_OVERSIGHT_025556.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

… dividend with a shift in strategy to grow book value. At the time we thought such a change by KKR was a prelude NORTH AMERICA INSIGHT ~~ i. od to converting to a C-corp, as we wrote here. However, the stock has lagged and KKR@limited/token dividend means investors do not recei...

EMEA - Telecoms Coverage Cluster
document IMAGES-007-HOUSE_OVERSIGHT_023604.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…FA RVW United Internet AG UDIRF UTDI GY Frederic Boulan, CFA 30 Global Equity Volatility Insights | 06 June 2017 Bankof America > Merrill Lynch HOUSE_OVERSIGHT_023604

Restructure Medicare & Medicaid: Economic Factors—
document IMAGES-006-HOUSE_OVERSIGHT_020988.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…fits, 1999-2009; KPMG Survey of KP Employer-Sponsored Health Benefits, 1993, 1996; The Health Insurance Association of America (HIAA), 1988 (@E www.kpcb.com USA Inc. | What Might a Turnaround Expert Consider? 293 Restructure Medicare & Medicaid: Economic Factors— Less Incentiv...

understanding depended entirely on past
document IMAGES-006-HOUSE_OVERSIGHT_021328.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ganization of brain regions active during rest. Proceedings of the National Academy of Sciences of the United States of America, 106(26), 10841- 10846. 2. Dewey, J. (1903). Democracy in Education. The Elementary School Teacher, 4(4), 193- 204. 3. Gallese, V., Fadiga, L., Fogass...