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this report may be used or reproduced or quoted in any manner whatsoever in Taiwan by t
document IMAGES-003-HOUSE_OVERSIGHT_014651.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…produced or quoted in any manner whatsoever in Taiwan by t This research report provides general information on other financial instrument or any derivative related to such personal investment advice and it does not take into financial advice regarding the a that statements re...

Reprinted with permission of Hedgeweek
document IMAGES-005-HOUSE_OVERSIGHT_019860.txt Jul 21, 2010 House Oversight Committee — Epstein Estate Records (Nov 2025)

…ed with permission of Hedgeweek With the Trump administration in the White House, regulatory uncertainty permeates the financial services industry. While many on Wall Street are very excited by the Trump presidency, others are approaching this new era with trepidation. Presi- de...

Morgan Stanley | sesearcs NORTH AMERICA INSIGHT ~~
document IMAGES-008-HOUSE_OVERSIGHT_025586.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…aning of the Australian Corporations Act by Morgan Stanley Australia Limited A.B.N. 67 003 734576, holder of Australian financial services license No. 233742, which accepts responsibility for its contents; in Australia to "wholesale clients" and "retail clients" within the meanin...

How Come This Book?
document TEXT-001-HOUSE_OVERSIGHT_010912.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…g government fiat money, which has no value in itself, are limited to control of its supply. The tools are monetary and financial policy. Monetary policy is mostly “open market operations” where government sells bonds to soak up excess money, and buys them back again to put money...

Important Disclosures
document IMAGES-002-HOUSE_OVERSIGHT_014429.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…er factors, the overall profitability of the Bank’s sales and trading businesses relating to the class of securities or financial instruments for which such analyst is responsible. BofA Merrill Lynch Global Credit Research analysts regularly interact with sales and trading desk...

e Consumer Financial Protection Bureau (CFPB): Established by the Dodd-Frank Wall Street Reform and
document IMAGES-007-HOUSE_OVERSIGHT_024120.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

e Consumer Financial Protection Bureau (CFPB): Established by the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank), the CFPB is a federal regulator charged with regulating consumer protection for financial products and services. Other regulatory bod...

They say that you can read a person’s feelings on his face. But if so, either
document TEXT-001-HOUSE_OVERSIGHT_027849.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ll”, I mean tiny. For my parents and others, even the idea of an ice cream cone for their children was a matter of keen financial planning. More often, they would save each weekly pittance with the aim of pooling them at birthday time, where they might stretch to the price of a p...

Table 19: S&P 500 companies with high (>35%) median 5-year effective tax rates and low (<10%) foreig
document IMAGES-007-HOUSE_OVERSIGHT_023088.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…mpany Name Sector Industry % Rate % FE FirstEnergy Corp. Utilities Electric Utilities 0% 35.3 ZION Zions Bancorporation Financials Banks 0% 35.2 MO Altria Group, Inc. Consumer Staples Tobacco 0% 35.1 EXC Exelon Corporation Utilities Electric Utilities 0% 35.1 RSG Republic Service...

Investment Soeaian
document IMAGES-008-HOUSE_OVERSIGHT_025694.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ange without notice. These forecasts do not take into account the specific investment objectives, restrictions, tax and financial situation or other needs of any specific client. Actual data will vary and may not be reflected here. These forecasts are subject to high levels of un...

This report may contain a short-term trading idea or recommendation, which highlights a specific nea
document IMAGES-007-HOUSE_OVERSIGHT_023610.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ded by the U. located outside of the United Kingdom. BofA MLPF&S or one of its affiliates is a regular issuer of traded financial instru time, hold a trading position (long or short) in the securities and financial instruments discussed in this report. BofA Merrill Lynch, through...

The following summary historical pro forma and projected financial data should be read in conjunctio
document IMAGES-007-HOUSE_OVERSIGHT_024475.txt Jan 1, 2004 House Oversight Committee — Epstein Estate Records (Nov 2025)

5. SUMMARY FINANCIAL DATA The following summary historical pro forma and projected financial data should be read in conjunction with the financial statements and “Management's Discussion and Analysis of KLC’s Pro Forma Results of Operations” presented elsewhere in this Memorandu...

Important Disclosures
document IMAGES-003-HOUSE_OVERSIGHT_014496.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…er factors, the overall profitability of the Bank’s sales and trading businesses relating to the class of securities or financial instruments for which such analyst is responsible. Other Important Disclosures Prices are indicative and for information purposes only. Except as ot...

Financial Services
document IMAGES-006-HOUSE_OVERSIGHT_022393.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Financial Services Republicans’ retention of the House and Senate majorities means that President-elect Trump will have partners in both banking committees to help implement an agenda heavy on deregulation. The new Senate Banking Committee chairman will be Mike Crapo (R-ID), who...

Investment Gold man
document IMAGES-009-HOUSE_OVERSIGHT_026969.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…nclude cash that is not separately reflected under Cash, Deposits and Money Market Funds. Other Services. Any provided financial planning services, including cash flow analyses based on information you provide, are a hypothetical illustration of mathematical principles and are n...

Wall Street Journal, December 30, 2016
document TEXT-001-HOUSE_OVERSIGHT_019206.txt Dec 30, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

Wall Street Journal, December 30, 2016 The Fable of Edward Snowden As he seeks a pardon, the NSA thief has told multiple lies about what he stole and his dealings with Russian intelligence. EDWARD JAY EPSTEIN Of all the lies that Edward Snowden has told since his massive theft o...