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Medicare: Complex Social Insurance Program
document IMAGES-006-HOUSE_OVERSIGHT_020892.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Medicare: Complex Social Insurance Program With Insufficient Funding e Social Insurance Program — Created in 1965 to provide health insurance to the elderly (65+). e Four Parts — A) Hospital Insurance (to cover inpatient expenses, introduced in 1965); B) Medical Insurance (opt...

TIMOTHY FERRISS, nominated as one of Fast Company’s “Most Innovative Business People of 2007,” is
document IMAGES-002-HOUSE_OVERSIGHT_014035.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

TIMOTHY FERRISS, nominated as one of Fast Company’s “Most Innovative Business People of 2007,” is an angel investor and author of the #1 New York Times, Wall Street Journal, and BusinessWeek bestseller The 4-Hour Workweek, which has been sold into 35 languages. He has been featu...

Drive Growth: Education
document IMAGES-006-HOUSE_OVERSIGHT_021030.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Drive Growth: Education Better Education Improves General Labor Quality and Enables Specialization For More Efficiency KP www.kpcb.com USA Inc. | What Might a Turnaround Expert Consider? 377 Education = High Long-Term ROI* Investment Each $1 of Government Spending Could Gener...

Text 002 House Oversight 031966
document TEXT-002-HOUSE_OVERSIGHT_031966.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

{"results":{"1441443639":{"artwork":{"width":3000,"url":"https://is3-ssl.mzstatic.com/image/thumb/Video118/v4/d0/38/b8/d038b82c-591f-7dfd-6da0-5e38dd420f75/mzl.dkkgefnj.png/{w}x{h}bb.{f}","height":3000,"textColor3":"322932","textColor2":"242343","textColor4":"433d5f","hasAlpha":...

Citigroup Inc. (C)
document IMAGES-002-HOUSE_OVERSIGHT_014380.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Citigroup Inc. (C) We use a three-factor valuation framework (P/E, P/TBV, DCF} to arrive at our $60 PO, assigning a 0.9x multiple to 2017E TBV and 11x multiple on '17E blended NA and EM earnings. We have weighted the P/E and P/TBV factors equally at 40%, and our DCF analysis by...

Cullen/Frost Bankers Inc (CFR)
document IMAGES-002-HOUSE_OVERSIGHT_014381.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Cullen/Frost Bankers Inc (CFR) To arrive at our $74 price objective, we employed a three-factor valuation methodology that incorporates target P/E, target P/TBV and a DCF model. For our P/E valuation, we apply a 15x earnings multiple on CFR's 2017E core earnings. For our P/TBV v...

Why Will Debt Level
document IMAGES-006-HOUSE_OVERSIGHT_020918.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Why Will Debt Level Continue to Rise? Public Debt Projected to Rise 2x Over Next 3 Decades Source: Congressional Budget Office Long-Term Budget Outlook (6/10), Alternative Fiscal Scenario (assuming a continuation of today’s underlying fiscal policy. This scenario deviates from...

four year, license agreement with Aetrex Worldwide, Inc. GTX Corp’s eight patents for the GPS
document IMAGES-004-HOUSE_OVERSIGHT_018135.txt Jun 9, 2010 House Oversight Committee — Epstein Estate Records (Nov 2025)

four year, license agreement with Aetrex Worldwide, Inc. GTX Corp’s eight patents for the GPS Shoe cover a GPS transceiver module that is placed within the footwear and transmission of location coordinates to a central monitoring station which disseminates the location data throu...

order to make clear that, consistent with enforcement policy at the time
document IMAGES-007-HOUSE_OVERSIGHT_022617.txt Apr 23, 2012 House Oversight Committee — Epstein Estate Records (Nov 2025)

115 order to make clear that, consistent with enforcement policy at the time, criminal penalties would not be imposed “for inadvertent or insignificant errors in books and records, or inadvertent violations of accounting controls.” See S. Rep. No. 100-85, at 49; H.R. Rep. No. 10...

Technology + Infrastructure + Education Investments
document IMAGES-006-HOUSE_OVERSIGHT_021025.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Technology + Infrastructure + Education Investments Drove ~90% of Labor Productivity Growth for Past ~30 Years Sources of USA Average Labor Productivity Growth, 1977-2000 = Technology Investment i Infrastructure & Other Investment 1 Education (Labor Quality) 1 Other (Total...

monogamous and that the child would belong in Jeffrey’s custody in the
document IMAGES-006-HOUSE_OVERSIGHT_021202.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

monogamous and that the child would belong in Jeffrey’s custody in the event of a falling out between the two of you.” She kind of threw that last one in there quickly, as if she could get away with me not hearing that I would basically have to relinquish the rights to my own fle...

Don’t manufacture product in large quantities to increase margin unless your product and marketing a
document IMAGES-002-HOUSE_OVERSIGHT_014005.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Don’t manufacture product in large quantities to increase margin unless your product and marketing are tested and ready for rollout without changes. If a limited number of prototypes cost $10 per piece to manufacture and sell for $11 each, that’s fine for the initial testing peri...

Case 1:19-cv-03377 Document1 Filed 04/16/19 Page 14 of 28
document IMAGES-004-HOUSE_OVERSIGHT_017948.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Case 1:19-cv-03377 Document1 Filed 04/16/19 Page 14 of 28 was no ‘international sex-trafficking operation’ and there was never evidence that Mr. Epstein ‘hosted sex parties’ at his home”. (Exhibit 10). G. Dershowitz’s Lies 53. From the beginning, Dershowitz and Epstein have sou...

Re: What is going on with your man Jes?
email TEXT-001-HOUSE_OVERSIGHT_030358.txt May 11, 2017 House Oversight Committee — Epstein Estate Records (Nov 2025)

Date: Thursday, May 11 2017 08:35 PM Subject: Re: What is going on with your man Jes? From: Thomas Jr., Landon To: jeffrey E. <[email protected]>; call now -- On Thu, May 11, 2017 at 4:30 PM, jeffrey E. <[email protected]> wrote: i tired to call you , not for email On Thu...