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In other words, 2Q17 marks the low point in oil and gas production, with
document IMAGES-003-HOUSE_OVERSIGHT_014876.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

In other words, 2Q17 marks the low point in oil and gas production, with momentum accelerating in 2H17 to kick start a multi-year period of growth. Chart 1: Hess production outlook: inflection point from 2Q17 600 500 400 300 200 100 1Q16A 2016 4Q17E 3Q18E 2Q19F 1Q20E 2020...

2. Epstein repeatedly sexually assaulted more than forty (40) young girls on
document IMAGES-001-HOUSE_OVERSIGHT_010567.txt Sep 24, 2009 House Oversight Committee — Epstein Estate Records (Nov 2025)

2. Epstein repeatedly sexually assaulted more than forty (40) young girls on numerous occasions between 2002 and 2005 in his mansion in West Palm Beach, Florida. These sexual assaults included vaginal penetration. Epstein abused many of the girls dozens if not hundreds of times....

US - Electric Utilities Coverage Cluster
document IMAGES-003-HOUSE_OVERSIGHT_014641.txt Jan 3, 2017 House Oversight Committee — Epstein Estate Records (Nov 2025)

US - Electric Utilities Coverage Cluster BofA Merrill Lynch Investment rating Company ticker Bloomberg symbol Analyst BUY American Electric Power AEP AEP US Brian Chin American Water Works AWK AWK US Brian Chin Black Hills Corporation BKH BKH US Brian Chin Dominion Resources D D...

To: Melanie Spinella Po
email IMAGES-007-HOUSE_OVERSIGHT_023292.txt Feb 24, 2015 House Oversight Committee — Epstein Estate Records (Nov 2025)

films . etc. From: jeffrey E. <[email protected]> Date: Tue, Feb 24, 2015 at 2:20 PM Subject: To: Melanie Spinella Po Leon, Yesterday , | again spent hours upon hours of my time with your office. ,( speak to brad to get flavor) and you and i will discuss the results in gor...

November 21, 2011
document TEXT-001-HOUSE_OVERSIGHT_030814.txt Nov 21, 2011 House Oversight Committee — Epstein Estate Records (Nov 2025)

…r at Thanksgiving 1 , we look in-depth at an issue that affects markets and portfolios. Last year, we examined the unraveling situation in Europe. Unfortunately, most concerns we expressed last year have been borne out, and are getting much worse (I spent the weekend reading lega...

Resources and Technology to Help Caregivers Cope
document IMAGES-004-HOUSE_OVERSIGHT_018137.txt May 4, 2010 House Oversight Committee — Epstein Estate Records (Nov 2025)

Resources and Technology to Help Caregivers Cope Kirk Johnson - NYTimes.com - May 4, 2010 - One Alzheimer’s wanderer in Arizona had lost much of his memory, but not, apparently, his interest in fashion: he never left the house without a beloved baseball cap on his head. So a tri...

Mitch Daniels **1¢% President, Purdue University. Governor, State of
document IMAGES-004-HOUSE_OVERSIGHT_017576.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

*Mitch Daniels **1¢% President, Purdue University. Governor, State of Indiana (2005-2013). Fmr Director, Office of Management and Budget (2001-2003). * *Lanny Davis*-- FmrSpecial Counsel to the President Cunder Clinton).Author of Scandal and The Emerging Democratic Majority. *K...

Social Security costs. For industries focused on late-life care and creating products that cater to
document IMAGES-004-HOUSE_OVERSIGHT_018123.txt Feb 13, 2011 House Oversight Committee — Epstein Estate Records (Nov 2025)

…th Alzheimer’s in the U.S. alone. The multi patent GPS Smart Shoe™ will afford millions of caregivers the means to remotely monitor those afflicted with Alzheimer’s that become lost due to wondering. Read the full article GPS Shoes — Footsteps to the Future... World Market Medi...

BREYER, J., dissenting
document IMAGES-010-HOUSE_OVERSIGHT_028572.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

… own liability rules (by nonexpert judges), can shape the policy choices or actions that an international organization believes it must take or refrain from taking. Yet that is the effect. of the majority’s interpretation. By restricting the immunity that international organizati...

downturn in the local real estate markets affecting Franklin's construction loans and
document IMAGES-002-HOUSE_OVERSIGHT_014383.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…lin's construction loans and increasing credit costs via higher charge-offs and provisions, and 3) inability to effectively fund asset growth driving greater than expected compression in the net interest margin. Goldman Sachs (GS) We value the brokers based on the relationship...

BREYER, J., dissenting
document IMAGES-010-HOUSE_OVERSIGHT_028566.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…e State Department modified foreign government immunity to exclude commercial activities. Most organizations could not rely on the treaty provisions quoted above to supply the necessary immunity. That is because, unless the treaty provision granting immunity is “self-executing,”...

¢ Another topic which AB elaborated on was fees/pricing particularly in the US retail
document IMAGES-002-HOUSE_OVERSIGHT_014355.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

¢ Another topic which AB elaborated on was fees/pricing particularly in the US retail market. Peter Kraus commented that there is a very strong philosophical argument for the regulators to approve new fee structures which would allow investors to pay alow beta fee and a higher pe...

Chart 81: What do you expect to be the main driver of success for robo advisors?
document IMAGES-002-HOUSE_OVERSIGHT_014369.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ure interface platform — outperforms rule markets Source: BofA Merrill Lynch Global Research ¢ Finally, all of the panel participants believe that the DOL Fiduciary Rule will not be repealed by the new administration, although it may be delayed. In the end, this should benefit...

A. The Summary Judgment Standard
document IMAGES-002-HOUSE_OVERSIGHT_013374.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ne issue of material fact and that the moving party is entitled to judgment as a matter of law. See Sayer y. Cheezem Development Corp., 373 So. 2d 719, 720 (Fla. 2d DCA 1979); Rule 1.510(c), Fla. R, Civ. P. Once the moving party conclusively establishes that the nonmoving party c...

First Bancorp Puerto Rico (FBP)
document IMAGES-002-HOUSE_OVERSIGHT_014382.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…uation framework (P/TBV, P/E, DCF) to arrive at our $6.50 price objective. We assign a 1.0x multiple to our 2Q17E TBV, below the 1.6X for peers, due to the overhang of PR fiscal issues that may reduce TBV. Our revised implied 2Q17E TBV of 1.0x is consistent with a 5% ROE. We assi...