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Unauthorized redistribution of this report is prohibited. This report is intended for amanda.ens@bam
document IMAGES-002-HOUSE_OVERSIGHT_014424.txt Mar 2, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

…sion, but eventually be the most bullish outcome for the USD/JPY. The price action last week — a shallow dip — tells us two things about the USD/PY. First, the view that a GOP sweep would boost the USD/JPY was probably more widely shared than we had thought, so a dip failed to st...

First Bancorp Puerto Rico (FBP)
document IMAGES-002-HOUSE_OVERSIGHT_014382.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…V of 1.0x is consistent with a 5% ROE. We assign a 10x multiple to our 2017E EPS, in line with peers. Our DCF assumes a two-stage cost of capital of 10% and a terminal growth rate of 3%. Downside risks to our price objective are a worse-than-expected restructuring of PR governme...

Under our base case, which assumes a rebound in oil prices towards $70 from 2020, we
document IMAGES-003-HOUSE_OVERSIGHT_014881.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Under our base case, which assumes a rebound in oil prices towards $70 from 2020, we see fair value as reasonably around $80 per share. If non-producing asset value is included {around $3bn or ~$9/sh), we estimate this would be closer to $90. Table 3: At our base case, we see fa...

Alex Flachsbart gives a presentation on opportunity zones in Athens, Alabama
document IMAGES-003-HOUSE_OVERSIGHT_016416.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Alex Flachsbart gives a presentation on opportunity zones in Athens, Alabama. Photographer: Nicole Craine/Bloomberg When he read about opportunity zones in a 2017 draft of the Tax Cuts and Jobs Act, his mind reeled. Here was an uncapped subsidy far more flexible than anything he...

Cite as 349 F.Supp.2d 765 (S.D.N.Y. 2005)
document IMAGES-004-HOUSE_OVERSIGHT_017846.txt Sep 11, 2001 House Oversight Committee — Epstein Estate Records (Nov 2025)

… Banking & Investment Corporation (hereinafter “Al Rajhi Bank”)," the Saudi American Bank,” Arab Bank,” NCB, the SAAR Network, Prince Mohamed, Al Baraka In- vestment & Development Corporation and Saleh Abdullah Kamel," Abdulrahman bin Mahfouz, the Saudi Binladin Group, and Adel A...

BREYER, J., dissenting
document IMAGES-010-HOUSE_OVERSIGHT_028570.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

12 JAM v. INTERNATIONAL FINANCE CORP. BREYER, J., dissenting A The “commercial activity” exception to the sovereign immunity of foreign nations is broad. We have said that a foreign state engages in “commercial activity” when it exercises “‘powers that can also be exercised by...

William Cox Jr., 82. The patriarch of the Bancroft clan that for
document IMAGES-002-HOUSE_OVERSIGHT_013285.txt Sep 11, 2001 House Oversight Committee — Epstein Estate Records (Nov 2025)

…rote a widely followed stock-market column. Died May 9 of a heart attack. Andrew Simpson, 36. A British sailor who won two Olympic medals in sailing for Britian. Died May 9 when a yacht attempting to compete for the America’s Cup capsized in San Francisco Bay. Ottavio Missoni, 9...

Court declines to adopt this standard
document IMAGES-004-HOUSE_OVERSIGHT_017875.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…juris- diction must comport with the require- ments of due process. “The due process test for personal jurisdiction has two relat- ed components: the ‘minimum contacts’ inquiry and the ‘reasonableness’ inquiry.” Metro. Life Ins. Co. v. Robertson—Ceco Corp., 84 F.3d 560, 567 (2d C...

portraying the conflicted mob boss Tony Soprano in the TV series
document IMAGES-002-HOUSE_OVERSIGHT_013289.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ed June 19 of a heart attack while on vacation in Rome. Dave Jennings, 61. An All-Pro punter who played for New York’s two NFL teams, the Giants (1974 to 1984) and Jets (1985 to 1987). Died June 19 from Parkinson’s disease. Allan Simonsen, 34. A Danish race car driver affiliate...

Brockman, Inc. Hotlist
document TEXT-001-HOUSE_OVERSIGHT_025147.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…at the Massachusetts Institute of Technology. He was the recipient of the John Bates Clark Medal in 2005, awarded every two years to the best economist in the United States under the age of forty by the American Economic Association, and the Erwin Plein Nemmers prize, awarded eve...

currently take three or four mini-retirements per year and know dozens who do the same. Sometimes
document IMAGES-002-HOUSE_OVERSIGHT_013958.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…mparative impulses that created it in the first place. This takes time. The effect is not cumulative, and no number of two-week (also called “too wea yall sightseeing trips can replace one good walkabout.4 In the experience of those I’ve interviewed, it takes two to three mont...

enough time and unlimited visual aids, a human could express a preference (or
document IMAGES-004-HOUSE_OVERSIGHT_016837.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ough time and unlimited visual aids, a human could express a preference (or indifference) when offered a choice between two future lives laid out before him or her in all their aspects. (This idealization ignores the possibility that our minds are composed of subsystems with inco...

Attachments
email TEXT-001-HOUSE_OVERSIGHT_031233.txt Dec 11, 2017 House Oversight Committee — Epstein Estate Records (Nov 2025)

…much like to interview you about these allegations in detail. In particular, you stated in an email sent on Nov 13 that two universities had investigated an incident (# 6 below). You claimed that "both Universities independently concluded that the report was unsubstantiated and f...

Epstein paid three women $5.5 million to end underage-sex lawsuits
email TEXT-001-HOUSE_OVERSIGHT_029859.txt Oct 3, 2017 House Oversight Committee — Epstein Estate Records (Nov 2025)

…ide caption Jeffrey Epstein, a former Palm Beach resident, pleaded guilty in Palm Beach County Circuit Court in 2008 to two prostitution-related charges in connection with having teenage girls give him sexual massages. (Uma Sanghvi / The Palm Beach Post) Palm Beach Post Staff Wri...

Attachments
email TEXT-001-HOUSE_OVERSIGHT_021425.txt Dec 11, 2017 House Oversight Committee — Epstein Estate Records (Nov 2025)

…you about these allegations in detail. HOUSE OVERSIGHT 021428 In particular, you stated in an email sent on Nov 13 that two universities had investigated an incident (# 6 below). You claimed that "both Universities independently concluded that the report was unsubstantiated and f...