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Chart 76: Biggest risks to investing in a tech-based lending companies
document IMAGES-002-HOUSE_OVERSIGHT_014366.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…payments industry would continue to be controlled by incumbent institutions partnering with innovative tech companies. BankofAmerica <2” 52 2016 Future of Financials Conference | 17 November 2016 Merrill Lynch HOUSE_OVERSIGHT_014366

Morgan Stanley | RESEARCH
document IMAGES-008-HOUSE_OVERSIGHT_025587.txt Jan 29, 2018 House Oversight Committee — Epstein Estate Records (Nov 2025)

Morgan Stanley | RESEARCH INDUSTRY COVERAGE: Brokers & Asset Managers COMPANY (TICKER) Michael J. Cyprys, CFA, CPA Apollo Global Management LLC (APO.N) Ares Management, L.P. (ARES.N) BlackRock Inc. (BLK.N) Charles Schwab Corp (SCHW.N) E*Trade Financial Corp (ETFC.O) Franklin...

‘eader in the modeling. fashion. entertainment Public relotions. restaurant, and
document IMAGES-001-HOUSE_OVERSIGHT_011982.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

‘eader in the modeling. fashion. entertainment Public relotions. restaurant, and tourism industries has made Mr. Brune! internationally renowned in nose fields. Among his various accomplishments throughout his career are the successful modeling agencies he has founded both in Eur...

Chart 55: What would get you more interested in investing in GS stock?
document IMAGES-002-HOUSE_OVERSIGHT_014350.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…on (10%), and more operating leverage (5%), while nobody said longer term FX hedged would get them more interested. ea Bankof America 36 2016 Future of Financials Conference | 17 November 2016 Merrill Lynch HOUSE_OVERSIGHT_014350

e Federal Bureau of Investigation (FBI)
document IMAGES-007-HOUSE_OVERSIGHT_024121.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…nforcement authorities? Examples of publications and resources include, but are not limited to, the following: e FFIEC Bank Secrecy Act/Anti-Money Laundering Examination Handbook — Provides guidance to examiners for carrying out BSA/AML and OFAC examinations for depository insti...

impending threat of death or serious bodily injury; that the defendant did
document IMAGES-007-HOUSE_OVERSIGHT_022614.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…es, 359 U.S. 271, 274 (1959) (affirming criminal successor liability for antitrust violations); United States v. Alamo Bank of Texas, 880 F.2d 828, 830 (5th Cir. 1989) Endnotes (affirming criminal successor liability for Bank Secrecy Act violations); United States v. Polizzi,...

wealth that they took in the 15 years leading up to the crisis was not hit at all, and I think
document IMAGES-010-HOUSE_OVERSIGHT_029075.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ist revolt that we’re seeing as the tea party. So I think there are many, many measures, particularly about getting the banks on better footing, making them address all the liquid assets they have. I think you need a real clean-up of the banks balance sheets. In addition, I thin...

Economic Research: How Increasing Income Inequality Is Dampening U.S. Economic Growth, And Possible
document IMAGES-008-HOUSE_OVERSIGHT_025781.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

… the relationship was weakened (or could turn negative) when she increased the length of the growth spells. And a World Bank study later found that the positive effect on growth was almost exclusively reserved for the top end of the income distribution (56). Income inequality c...

wealth that they took in the 15 years leading up to the crisis was not hit at all, and I think
document IMAGES-010-HOUSE_OVERSIGHT_029054.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ist revolt that we’re seeing as the tea party. So I think there are many, many measures, particularly about getting the banks on better footing, making them address all the liquid assets they have. I think you need a real clean-up of the banks balance sheets. In addition, I thin...

Bannon: I think one is about responsibility. For Christians, and particularly for those
document IMAGES-010-HOUSE_OVERSIGHT_029056.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

… wrong. And I think, you look in hindsight, it was a lot of misinformation that was presented about the bailouts of the banks in the West. And look at the [unintelligible] it. Middle-class taxpayers, people that are working-class people, right, people making incomes under $50,00...

Chart 39: How do you view fundamentals for multifamily lending in 2017?
document IMAGES-002-HOUSE_OVERSIGHT_014341.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…kly to post-election excitement. Chairman and CEO Kessel Stelling noted that despite the very positive reaction seen in bank stocks from the results of the US elections, it was too soon to say the real impact on growth outlook. That said, he believes that a more encouraging busin...

National Wealth Including Human Capital
document IMAGES-001-HOUSE_OVERSIGHT_011111.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…when we evaluate the tax base and the risk of national debt. U.S. public and private debt together has been Chapter 8 Banks, Money and Macroeconomics 2/8/16 22 HOUSE_OVERSIGHT_011111