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Important Disclosures
document IMAGES-003-HOUSE_OVERSIGHT_014496.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

… Africa): Merrill Lynch South Africa (Pty) Ltd., regulated by The Financial Service Board; MLI (UK): Merrill Lynch International, regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority PRA); Merrill Lynch (Australia): Merrill Lynch Equities (Au...

BREAKING DOWN DEMOCRACY: Goals, Strategies, and Methods of Modern Authoritarians
document IMAGES-005-HOUSE_OVERSIGHT_019238.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…er growth after years of misallocated invest- ment and other structural problems. But these regimes also face less international pressure to observe democratic norms, raising their chanc- es of either surviving the current crises or—if they break down—giving way to something even...

article) and make them come alive for their clientele
document IMAGES-005-HOUSE_OVERSIGHT_019435.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…s arelatively safe place for women. In 2012, the incidence of rape in the Western Indian metropolis was about half the national rate, according to the National Crime Records Bureau. "I've always felt much safer in Mumbai compared to other Indian cities," said Sanika Prabhu, a t...

A Natural History of Exercise and Health
document IMAGES-008-HOUSE_OVERSIGHT_025152.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

… the Human Body (Pantheon, 2013) and has been published in such journals as Nature, Science, and The Proceedings of the National Academy of Science, among others. Lieberman has been interviewed by PBS, The History Channel, NPR, BBC, Horizon, and elsewhere. His research and discov...

Thank you for reviewing this publication
document IMAGES-003-HOUSE_OVERSIGHT_014617.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Thank you for reviewing this publication which is intended to discuss general market activity, industry or sector trends, or other broad-based economic, market or political conditions. It should not be construed as research. Any reference to a specific company or security is for...

o account the specific investment o
document IMAGES-002-HOUSE_OVERSIGHT_014458.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

o account the specific investment o that statements regarding future prospects may not be realized. Any decision to purchase or subscribe for securities in any o security or the information in the prospectus or ot! Securities and other financial instruments discussed in this re...

COLLABORATIVE INSIGHTS February 25, 2019
document IMAGES-008-HOUSE_OVERSIGHT_024917.txt Feb 25, 2019 House Oversight Committee — Epstein Estate Records (Nov 2025)

COWEN COLLABORATIVE INSIGHTS February 25, 2019 ADDENDUM Stocks Mentioned In Important Disclosures Ticker Company Name WEED Canopy Growth Corporation GWPH GW Pharmaceuticals Plc TLRY Tilray TPB Turning Point Brands Important Disclosures and Information Relating to Cowen Wash...

Morality Games 315
document IMAGES-003-HOUSE_OVERSIGHT_015527.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…k, M. A. (2015). Cooperate without looking: Why we care what people think and not just what they do. Proceedings of the National Academy of Sciences, 112(6), 1727-1732. Hoffman, M., Yoeli, E., & Dalkiran, A. (2015). Social applications of common knowledge. Harvard University Wor...

Telecom: supporting a move to higher
document IMAGES-003-HOUSE_OVERSIGHT_016158.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…nt 4 Bridge the digital gap in the skills of ICT users Percentage of internet users in KSA % 63.7 85 90.4 87.9 Source: National Transformation Plan Provide broadband services to all KSA regions by stimulating investment in infrastructure and developing tools, technical and regu...

Health: Not Tremendously Prescriptive
document IMAGES-003-HOUSE_OVERSIGHT_016161.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…cument calls for an improvement in healthcare in Saudi Arabia. The private healthcare sector has some role to play; the National Transformation Plan (NTP) targets the private sector to be responsible for funding 35% of healthcare spend in 2020, up from 25% today. How it intends t...

Hiring of Former Senior Government Officials In other countries (such as Australia, UK
document IMAGES-006-HOUSE_OVERSIGHT_020567.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…utor comes from Virginia, where in 2013 and 2014, Wang Wenliang, a Chinese industrialist who was expelled from China’s national legislature in 2016, contributed $120,000 to Governor Terry McAuliffe’s campaign.** Chinese firms are also involved in lobbying at the state and local...

Text 001 House Oversight 028326
document TEXT-001-HOUSE_OVERSIGHT_028326.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

{"componentLayouts":{"_defaultComponentLayout":{"columnRange":{"length":12,"start":0},"identifier":"_defaultComponentLayout"},"bodyLayout":{"columnRange":{"length":10,"start":1},"identifier":"bodyLayout","margin":{"bottom":"10.0pt","top":"10.0pt"}},"bodyLayoutLast":{"columnRange...

In May of 2011, SEC entered into its first deferred
document IMAGES-007-HOUSE_OVERSIGHT_022579.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

77 In May of 2011, SEC entered into its first deferred prosecution agreement against a company for violating the FCPA.*® In that case, a global manufacturer of steel pipe products violated the FCPA by bribing Uzbekistan govern- ment officials during a bidding process to supply p...

Marina Market Analysis 25
document IMAGES-005-HOUSE_OVERSIGHT_018835.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Marina Market Analysis 25 Marina Market Analysis Marinas are not at all homogenous, and the various combinations of business and physical components result in significantly different results for the owners and operators. The two major types of marinas are coastal (usually found...

This section misunderstands the purpose and effect of the model Jaw and should be
document IMAGES-001-HOUSE_OVERSIGHT_012381.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…violations, and extortion, in addition to other criminal statutes, Accordingly, DOJ traiming at annual conferences, the National Advocacy Center, the National Center for Missing and Exploited Children, and field training with the Department of Justice funded Human Trafficking Tas...