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line with the rest of the world on this issue. Similarly, the accelerated depreciation of
document IMAGES-007-HOUSE_OVERSIGHT_023084.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

line with the rest of the world on this issue. Similarly, the accelerated depreciation of machinery & equipment would become irrelevant due to the move toward taxation based on business cash flow and the immediate write-off of capital expenditures. Once the depreciation from lega...

“The way things are going | am not feeling very positive. |am a born optimist; we are spending billi
document IMAGES-010-HOUSE_OVERSIGHT_028638.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

“The way things are going | am not feeling very positive. |am a born optimist; we are spending billions of dollars but is that being delivered efficiently? The answer is no, all of us know that, and that’s why we keep going back to the government; public-private—partnerships is g...

Even there his record was more mixed than is popularly understood. As Sheelah Kolhatkar
document IMAGES-005-HOUSE_OVERSIGHT_019847.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Even there his record was more mixed than is popularly understood. As Sheelah Kolhatkar demonstrates in her propulsive and riveting “Black Edge,” when it came to bringing his biggest whale to justice, Steve Cohen of SAC Capital, the Southern District blinked. They did not charge...

9/26/2016 8:59:46 PM
email TEXT-002-HOUSE_OVERSIGHT_033169.txt Sep 26, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

From: Sent: To: Subject: 9/26/2016 8:59:46 PM ;[email protected]; humor and trump and evolutionary logic Importance: High was pleased that Robert Lynch's work and my own were cited in a Nation article on the lack of humor of our Republican standard bearer https://www.thenatio...

downturn in the local real estate markets affecting Franklin's construction loans and
document IMAGES-002-HOUSE_OVERSIGHT_014383.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

downturn in the local real estate markets affecting Franklin's construction loans and increasing credit costs via higher charge-offs and provisions, and 3) inability to effectively fund asset growth driving greater than expected compression in the net interest margin. Goldman Sa...

Match.com (Buy, $21 PO)
document IMAGES-003-HOUSE_OVERSIGHT_014912.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Match.com (Buy, $21 PO) Stock view: Positive on Tinder monetization growth on new products Match has continued to build monetization on Tinder and we expect a more widely released Tinder Boost as well as international marketing spend to have a positive impact in 1Q17 results. T...

Targeting a stable oil price
document IMAGES-003-HOUSE_OVERSIGHT_016122.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Targeting a stable oil price As a matter of Saudi policy, we would expect a preference for oil market stability over volatility, in line with recent official pronouncements. Although volatility makes it more difficult for high cost unconventional producers to operate, volatility...

income segment) have not changed despite the headlines surrounding a softening
document IMAGES-002-HOUSE_OVERSIGHT_014340.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

income segment) have not changed despite the headlines surrounding a softening in the multifamily space. * Hiring bankers, even as team hiring on pause: On the hiring front, management noted that although it does not expect to hire teams heading into year-end, it is continuing t...

Awards Equity derivatives
document IMAGES-003-HOUSE_OVERSIGHT_014720.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Bank of America Merrill Lynch Awards Equity derivatives house of the year This message, and any attachments, is for the intended recipient(s) only, may contain information that is privileged, confidential and/or proprietary and subject to important terms and conditions availab...

Attachments
email TEXT-001-HOUSE_OVERSIGHT_012685.txt Mar 4, 2011 House Oversight Committee — Epstein Estate Records (Nov 2025)

From: Sent: To: Subject: Attachments: Stephanie______________ 3/4/2011 11:15:40 PM Peggy Siegal• RE: Oscar diary Oscar story.doc Importance: High [email protected] Jeffrey, Peggy's story is attached to the e-mail. I have included the story in the body of the e-mail as well. T...

National Transformation Plan: many promises, few details
document IMAGES-003-HOUSE_OVERSIGHT_016123.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

National Transformation Plan: many promises, few details The National Transformation Plan (NTP) released by the Saudi government is a further step towards execution of Saudi Vision 2030 through a set of ambitious interim targets to achieve by 2020 by 24 government bodies. The NTP...

[email protected]
document IMAGES-002-HOUSE_OVERSIGHT_014396.txt Nov 17, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

Research Analysts US Banks Erika Najarian Research Analyst MLPF&S +1 646 855 1584 [email protected] Ebrahim H. Poonawala Research Analyst MLPF&S +1 646 743 0490 [email protected] Michael Liu Research Analyst MLPF&S +1 646 855 3874 [email protected] Brandon B...

Facebook (Buy, $165 PO)
document IMAGES-003-HOUSE_OVERSIGHT_014907.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Facebook (Buy, $165 PO) Stock view: Becoming the one-stop social shop We expect Facebook to report upside to Street 1Q revenue (but less in absolute dollars than in 4Q) driven by robust demand, Instagram momentum, and solid underlying user growth and engagement. Early ad checks...

First Bancorp Puerto Rico (FBP)
document IMAGES-002-HOUSE_OVERSIGHT_014382.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

First Bancorp Puerto Rico (FBP) We use a three-factor valuation framework (P/TBV, P/E, DCF) to arrive at our $6.50 price objective. We assign a 1.0x multiple to our 2Q17E TBV, below the 1.6X for peers, due to the overhang of PR fiscal issues that may reduce TBV. Our revised impl...