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income segment) have not changed despite the headlines surrounding a softening
document IMAGES-002-HOUSE_OVERSIGHT_014340.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ates on lending products in the aftermath of the move higher in interest rates. We believe higher rates associated with new loans and better reinvestment opportunities in the securities portfolio should serve as a tailwind to the margin even as funding costs will likely trend hig...

Global Cross Asset Strategy —- Year Ahead Bankof America
document IMAGES-002-HOUSE_OVERSIGHT_014432.txt Nov 30, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

…extending trends that had already started — higher yields, higher USD, rotation from long to short duration. Others are new — JPY lower, NKY higher, EM lower. The key question is how much more they can go? Growth/inflation higher in 17/18 - modest fiscal boost Our economists th...

¢ Another topic which AB elaborated on was fees/pricing particularly in the US retail
document IMAGES-002-HOUSE_OVERSIGHT_014355.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…S retail market. Peter Kraus commented that there is a very strong philosophical argument for the regulators to approve new fee structures which would allow investors to pay alow beta fee and a higher performance fee for alpha generated (while it exists in Europe, a similar struc...

The new Dream Downtown has the best of both worlds. Housed in a Now Live
document IMAGES-002-HOUSE_OVERSIGHT_012724.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

The new Dream Downtown has the best of both worlds. Housed in a Now Live 1960s building designed by Albert C. Ledner, it's situated at the crux of Manhattan's art, design and nightlife scenes between Chelsea and the Meatpacking District. With a hot rooftop bar, a Miami-meets-Ibiz...

with economist Lawrence Summers on Oliver Wendell Holmes, (and technology and “one hoss shay”
document IMAGES-008-HOUSE_OVERSIGHT_025512.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ing In Harvard's Museum of Natural History on Marianne Moore, zoology and science museums with Martin Espada and other New Yorkers (footage shot on the East River) on Whitman and urban greenspace and with Susan Howe on Stevens and parks with Richard Dawkins on Frost, evolution...

National Transformation Plan: many promises, few details
document IMAGES-003-HOUSE_OVERSIGHT_016123.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ian General Investment Authority Foreign Direct Investment (FDI) SARbn 30 70 45 481 Time needed to issue work visas for new expat employees Day 30 10 10 3 Time needed to issue new business permits Day 19 1 8 0.5 Source: National Transformation Plan OS erartll Lynch GEMs Paper #26...

Rabin had inherited a peace process, put in motion by the Bush
document IMAGES-001-HOUSE_OVERSIGHT_011724.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…seize a “window of opportunity” with those enemies who were at least open to compromise, if only because we were facing new threats from enemies for whom talk was not even an option. An increasingly assertive Iran, with nuclear ambitions, was one. But the intifada had also thrown...

growth = transfer in + positive unrealized output + plowback
document IMAGES-001-HOUSE_OVERSIGHT_011042.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ized output - recovered decapitalization. (6.14c) Any of these versions of (6.14) can be called the growth truism. The new term gross transfer in will help shorten equations for human capital. Management as a Quasi-Owner Owners (shareholders) typically allow management wide la...

Global Retail Location
document IMAGES-005-HOUSE_OVERSIGHT_018796.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…international identity as a premier entertainment and resort destination. Significant increases in tourism and exciting new resort developments are attracting new retailers from around the globe. Strong Growth in Tourism and Conventions -— Las Vegas tourism and local residents g...

Esa Origins 7 February 24 — 26, 2017
document IMAGES-001-HOUSE_OVERSIGHT_011297.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…icts and economic crashes. But without a decisive way of cleaning systems the problem will be persistent until entirely new secure infrastructure can be built at a great cost. HUMAN DIMENSION OF CYBERSECURITY: Al FOR SOCIAL ENGINEERING Beyond direct effects on computing systems...

You are invited to participate in an exclusive conference call
document IMAGES-011-HOUSE_OVERSIGHT_031127.txt Nov 8, 2012 House Oversight Committee — Epstein Estate Records (Nov 2025)

…, J.P. Morgan U.S. Private Bank Featuring Peter Scher, Head of Corporate Responsibility, JPMorgan Chase & Co. As the new political landscape begins to take shape, join us to hear Peter discuss: e Global implications of election results « Impact on regulatory and “fiscal cliff...

The NSA‘s Back Door | 213
document IMAGES-005-HOUSE_OVERSIGHT_019701.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

… this hacking culture might provide a portal to anti-government hacktivist groups. The NSA became so enamored with this new computer technology that it neglected the security implications of employing outsiders to service it. “All of us just fell in love with the ease and conveni...

intent on implementing bioterrorism as the new form of explosive terrorism."
document IMAGES-003-HOUSE_OVERSIGHT_015006.txt Sep 11, 1990 House Oversight Committee — Epstein Estate Records (Nov 2025)

intent on implementing bioterrorism as the new form of explosive terrorism." (Note that both members of this family were awarded BILLION dollar contracts; that's quite exceptional, no?) As for terrorism as an US industry, it's hardly better seen than through the following which...

Is that a true and accurate statement”
document IMAGES-004-HOUSE_OVERSIGHT_017359.txt Jan 23, 1998 House Oversight Committee — Epstein Estate Records (Nov 2025)

…. He has to tell the truth, and if the truth is inculpatory he has to tell it.” I recommended that the president “get a new lawyer, tell him the truth, sit down with your new lawyer ... and [have him give you] the straight poop.” The lawyer has to be someone “who doesn’t care wha...