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US - Aerospace and Defense Coverage Cluster
document IMAGES-003-HOUSE_OVERSIGHT_014640.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

US - Aerospace and Defense Coverage Cluster BofA Merrill Lynch Investment rating Company ticker Bloomberg symbol Analyst BUY AerCap Holdings NV. AER AER US Kristine T. Liwag Air Lease Corporation AL ALUS Kristine T. Liwag Bombardier Inc. YBBD B BBD/B CN Ronald J. Epstein Booz A...

Important Information Division
document IMAGES-008-HOUSE_OVERSIGHT_025695.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Investment Management Important Information Division You may obtain documents for ETFs or ETNs for free by 1) visiting EDGAR on the SEC website at http://(www.sec.gov/; 2) contacting your Private Wealth Management team; or 3) calling toll-free at 1-866-471-2526. Unlike traditio...

With Chinese President Xi calling for a heightened effort to
document IMAGES-001-HOUSE_OVERSIGHT_012087.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

With Chinese President Xi calling for a heightened effort to reduce systemic financial risk, regulators have started to tackle the bloated shadow banking system. Since taking office in February, Guo Shuqing, China's top banking regulator—with the nickname “Whirlwind Guo” for his...

Manfredi Lefebvre d'Ovidio
document IMAGES-004-HOUSE_OVERSIGHT_017087.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Lee Kai-Fu Lee Yong-Shin Jim Leech Fred van Leeuwen Manfredi Lefebvre d'Ovidio di Balsorano Gottfried Leibbrandt Jon Leibowitz Achankeng Leke Frédéric Lemoine Frangois J. Lenglet Steve J. Lennon Sergio Leo Mark Leonard Stefano Lepri Josh Lerner Monique F. Leroux Aharon Le...

If History is a Guide, There is Potential for Estimates to Understate
document IMAGES-006-HOUSE_OVERSIGHT_020901.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…cs." e The Part D experience has given some observers hope that PPACA will not cost more than anticipated. KP Source: Morgan Stanley Healthcare Research. (@E) www.kpcb.com USA Inc. | Income Statement Drilldown 120 HOUSE_OVERSIGHT_020901

There Is Potential for ‘Unintended’ Consequences
document IMAGES-006-HOUSE_OVERSIGHT_020900.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…d problem prior to 2014. e Likely acceleration in consolidation of payers as well as providers. Source: Doug Simpson, Morgan Stanley Healthcare Research. (@)E) www.kpcb.com USA Inc. | Income Statement Drilldown 117 Historical Anecdote — “An Accurate Economic Forecast Might Hav...

May Not Be Suitable For All Investors
document may not be suitable for all investors House Oversight Committee — Epstein Estate Records (Nov 2025)

and certain investors may not be eligible to purchase or participate in some or all of them. Morgan Stanley Research is not an offer to buy or sell or the

The Fixed Income Research Analysts
document The fixed income research analysts House Oversight Committee — Epstein Estate Records (Nov 2025)

strategists or economists principally responsible for the preparation of Morgan Stanley Research have received compensation based upon various factors

Factors. Fixed Income Research Analysts'
document factors. Fixed Income Research analysts' House Oversight Committee — Epstein Estate Records (Nov 2025)

…rategists' or economists' compensation is not linked to investment banking or capital markets transactions performed by Morgan Stanley or the

Despite what some called among the most exhaustive investigations in Palm Beach Police history — whi
document IMAGES-007-HOUSE_OVERSIGHT_022679.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…a, who in the past sued Chiquita over payments to violent leftist Colombian rebels and won a $1.45 billion verdict over Morgan Stanley (that was later overturned), is the lawyer bringing the suit in county court in West Palm Beach, while Paul Cassell, a former federal judge know...

Financial Services
document IMAGES-006-HOUSE_OVERSIGHT_022393.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ne obvious possibility is to repeal the merchant banking exemption given to the holding companies for Goldman Sachs and Morgan Stanley, as the Fed recommended. Finally, a post-crisis system for housing finance—i.e., the future of Fannie Mae and Freddie Mac —still loomsas the bigg...

To: Melanie Spinella Po
email IMAGES-007-HOUSE_OVERSIGHT_023348.txt Mar 31, 2015 House Oversight Committee — Epstein Estate Records (Nov 2025)

…ry vocally and strongly , " Ralph wrote the book, Tom has been doing it for 15 years and Eileen ran the trading desk at Morgan Stanley. " Ada who had been working on all your documents for years while at the bank had been brought in- house but created more issues that didn't exis...

Despite what some called among the most exhaustive investigations in Palm Beach Police history — whi
document IMAGES-007-HOUSE_OVERSIGHT_022690.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…a, who in the past sued Chiquita over payments to violent leftist Colombian rebels and won a $1.45 billion verdict over Morgan Stanley (that was later overturned), is the lawyer bringing the suit in county court in West Palm Beach, while Paul Cassell, a former federal judge known...