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to the credibility of online reviews, 4) Instant Book transition puts pressure on revenue
document IMAGES-003-HOUSE_OVERSIGHT_014944.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

to the credibility of online reviews, 4) Instant Book transition puts pressure on revenue growth, and 5) mobile monetization headwinds. Upside risks to our price objective are: 1} improved mobile monetization 2} major OTA sign on for instant booking 3) high non-hotel shopper dol...

Bloomberg consensus estimates) vs. STC at 17% (consensus). It is thus arguably crucial
document IMAGES-003-HOUSE_OVERSIGHT_016160.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Bloomberg consensus estimates) vs. STC at 17% (consensus). It is thus arguably crucial for Zain and Mobily to be allowed to increase market share in the mobile arena. We thus believe the regulator (CITC) regulator will have to consider further steps to afford market share to the...

Real estate: NTP positive but not enough
document IMAGES-003-HOUSE_OVERSIGHT_016174.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…e component: newly married Saudi couples need an affordable place to live. With market demand growing by 105K units pa (BofAMLe), we believe the shortage of supply will persist for the following reasons: e The limited scalability of residential projects — Dar Al Arkan is the lar...

Volatility in Asia
document IMAGES-003-HOUSE_OVERSIGHT_014987.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…s: Rapid increase in leverage is a big concern The HSCEI currently has a 70% weight in the financial sector. Recently, BofAML analyst Winnie Wu turned very bearish on the sector as (1) leverage has rapidly increased—debt to GDP rose by 18% in 2016 and may go above 300% by 2019,...

Summary of Open Trades (19-Jun-17)
document IMAGES-003-HOUSE_OVERSIGHT_014992.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ld normal generating higher vol on upside and downside relative to large caps Vol and price technicals are attractive. BofAML commodity strategists oil target is $70/bbl but this is already priced in SXEP levels according to BofAML Oil & Gas equity analysts Position for a near-...

Marine Le Pen victory could bring into question both the future of the EU and also the
document IMAGES-002-HOUSE_OVERSIGHT_014465.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Marine Le Pen victory could bring into question both the future of the EU and also the euro, should the polls be close it could make the uncertainty and market moves around Brexit look like a walk in the park. 2017 —- Reflation, Reversal, Rotation, Relief or Revolt? 2017 is lik...

contribution to GDP from 5% to 10%; 2) reduce the average time required to
document IMAGES-003-HOUSE_OVERSIGHT_016175.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

contribution to GDP from 5% to 10%; 2) reduce the average time required to approve and license new residential real estate; 3) reduce the housing unit cost from 10x to 5x of the gross individual annual income; and, 4) increase the real estate financing to non-oil GDP ratio from 8...

Health: Not Tremendously Prescriptive
document IMAGES-003-HOUSE_OVERSIGHT_016161.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Health: Not Tremendously Prescriptive Vision 2030 a start but Needs Transparent Proposals The Saudi government’s Vision 2030 document calls for an improvement in healthcare in Saudi Arabia. The private healthcare sector has some role to play; the National Transformation Plan (N...

assume $4.7/share in value for the core business based Verizon's pending acquisition
document IMAGES-003-HOUSE_OVERSIGHT_014945.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

assume $4.7/share in value for the core business based Verizon's pending acquisition value of $4.83bn less $300mn for potential revisions. Downside risks to our PO are: 1} Alibaba stock valuation declines, 2) Alibaba valuation discount is higher than expected, 3) Verizon's pendi...

Source: Bloomberg
document Source: Bloomberg Jun 28, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

Bank of America Merrill Lynch Global Research. PIF = Public Investment Fund. GOSI = General Organization for Social Insurance. PPA = Public Pension Agency. Based on stock prices as of 28 June 2016.

Tax Policy: TRIP has a ~25% tax rate. Trump’s tax plan calls for a reduction in the
document IMAGES-003-HOUSE_OVERSIGHT_014636.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Tax Policy: TRIP has a ~25% tax rate. Trump’s tax plan calls for a reduction in the business tax rate from 35% to 15%, with elimination of most corporate tax deductions/credits (except for the R&D credit). While it’s unclear what elements of the tax plan will eventually be execut...

Summary of Open Trades (5-Jun-17)
document IMAGES-007-HOUSE_OVERSIGHT_023597.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ld normal generating higher vol on upside and downside relative to large caps Vol and price technicals are attractive. BofAML commodity strategists oil target is $70/bbl but this is already priced in SXEP levels according to BofAML Oil & Gas equity analysts Position for a near-...

profile investment outlook. Upside risks to our thesis could stem from more favorable
document IMAGES-003-HOUSE_OVERSIGHT_014637.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

profile investment outlook. Upside risks to our thesis could stem from more favorable changes to the investment and/or regulatory environment in New York. Downside/upside risks: ED, like all utility stocks, is also sensitive to changes in the market level of interest rates. Util...

iQprofile’ Hess Corp
document IMAGES-003-HOUSE_OVERSIGHT_014874.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

iQprofile’ Hess Corp. Company Sector iQnethod ™ - Bus Performance* Oils (US$ Millions) 2015A 2016A 2017E 2018E 2019E ar Return on Capital Employed 85% -21.0% -3.6% 0.9% 0.1% Company Description Return on Equity -5A% -9.0% 8.6% 3.1% 2.1% ; , ; Operating Margin A1973% 247.2%...

Chart 3: EM debt and equity have been hit Chart 4: While Banks versus Staples has gone ballistic
document IMAGES-002-HOUSE_OVERSIGHT_014436.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Chart 3: EM debt and equity have been hit Chart 4: While Banks versus Staples has gone ballistic 950 r 40 0.43 ——MSCI EM _ 900 SSW eG TRS EN LSI SEE ERG ; , ———S&P 500 Banks relative to Food & Bev 0.39 (RHS) 850 0.37 0.35 800 0.33 750 0.31 700 0.29 0.27 650 0.25 Oo Oo Wo Oo Oo Ob...