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User Name: DAVID SCHOEN
document TEXT-001-HOUSE_OVERSIGHT_017714.txt Feb 28, 2019 House Oversight Committee — Epstein Estate Records (Nov 2025)

… directs that a presentence report contain "verified information, stated in a nonargumentative style, that assesses the financial, social, psychological, and medical impact on any individual against whom the offense has been committed." 11 The phrasing of this provision is striki...

Edited by Yelena Maltser • [email protected]
document TEXT-001-HOUSE_OVERSIGHT_019856.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ary ruling (the “Rule”) has created strife in the securities industry and has the potential to significantly impact how financial advisers and brokers will manage retirement accounts in the future. Currently, brokers, financial advisers, and other finance professionals do not leg...

[DECEMBER DRAFT--- 287 pages]
document TEXT-001-HOUSE_OVERSIGHT_020153.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

… doubts the pervasiveness of government data collection, consider a little known government agency called the “Consumer Financial Protection Bureau.” Created in 2010 by Congress, it mines data on a monthly basis from some 600 million personal credit card accounts, targeting abou...

To: Brad Wechsler < >, Melanie Spinella < x
email TEXT-001-HOUSE_OVERSIGHT_023208.txt Oct 26, 2015 House Oversight Committee — Epstein Estate Records (Nov 2025)

… with abiltiy to set up seperate trusts„ 2) I am reachable this afternoon in europe. on cell. 3. on another note . -our financial agreement ended months ago . seperate from the art partnership (which i was told yesterday to my amazement is still not funded) . i am obligated to co...

Explaining our taste for excessive harm
document TEXT-001-HOUSE_OVERSIGHT_012747.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ok, I read transcripts and descriptions of thousands of horrific events, listened to personal stories of survivors from financial ruin and war, worked with abused children who were crucified by unfit parents, and watched both fictional films and documentaries that portrayed psych...

The Search for Peace in
document TEXT-001-HOUSE_OVERSIGHT_023133.txt Dec 9, 2014 House Oversight Committee — Epstein Estate Records (Nov 2025)

…sir Arafat. In that meeting in his villa, in the darkness of the early morning hours, he authorized the head of Fatah’s financial wing, Ahmed Qorei (alias Abu Ala), to travel to Oslo for secret talks facilitated by Fafo in cooperation with the Norwegian Foreign Ministry. The firs...

UMB Financial Corp, Wells Fargo, Zions
document IMAGES-002-HOUSE_OVERSIGHT_014394.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

UMB Financial Corp, Wells Fargo, Zions. BofA Merrill Lynch Research Personnel (including the analyst(s) responsible for this report) receive compensation based upon, among other factors, the overall profitability of Bank of America Corporation, including profits derived from inv...

Important Disclosures
document IMAGES-007-HOUSE_OVERSIGHT_023094.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…er factors, the overall profitability of the Bank’s sales and trading businesses relating to the class of securities or financial instruments for which such analyst is responsible. Other Important Disclosures Prices are indicative and for information purposes only. Except as ot...

Equity Investment Rating Distribution: Financial Services Group (as of 30 Sep 2016)
document IMAGES-002-HOUSE_OVERSIGHT_014393.txt Sep 30, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

Equity Investment Rating Distribution: Financial Services Group (as of 30 Sep 2016) Coverage Universe Count Percent Inv. Banking Relationships* Count Percent Buy 113 46.89% Buy 89 18.76% Hold 66 27.39% Hold 55 83.33% Sell 62 29.13% Sell 40 64.52% Equity Investment Rating Distrib...

86th year, No. 23811 TUESDAY, DECEMBER 13, 2016 $1
document TEXT-001-HOUSE_OVERSIGHT_014498.txt Dec 13, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

…g the years leading up to the 2008 market collapse, creating large surpluses. Sometimes those surpluses were subject to financial raids. Other times — as was the case in the territory — the surpluses were used as a cause to reduce the amounts collected for unemployment insurance....

The 4-Hour Workweek
document TEXT-001-HOUSE_OVERSIGHT_013796.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

… Virtual Law Taking Flight with Ornithreads Off-the-Job Training Doctor’s Orders The 4-Hour Family and Global Education Financial Musing Who Says Kids Hold You Back? Working Remotely Killing Your BlackBerry Star Wars, Anyone? RESTRICTED READING: THE FEW THAT MATTER BONUS MATERIAL...

Breaking Down Democracy
document TEXT-001-HOUSE_OVERSIGHT_019233.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…rmation that the authorities deem politically dangerous without affecting nonsensitive information, requires tremendous financial, human, and technological resources to maintain. Other regimes have not attempted anything approaching the scale of China’s system, but some have cons...

Other Important Disclosures
document IMAGES-002-HOUSE_OVERSIGHT_014422.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…er factors, the overall profitability of the Bank’s sales and trading businesses relating to the class of securities or financial instruments for which such analyst is responsible. Other Important Disclosures Prices are indicative and for information purposes only. Except as ot...

Global Asset Allocation
document TEXT-001-HOUSE_OVERSIGHT_026572.txt Nov 9, 2012 House Oversight Committee — Epstein Estate Records (Nov 2025)

…d, with Chinese economic data confirming that its economy is rebounding, while the ECB now creating a period a relative financial “peace”. The US, in contrast, is at the start of intense negotiations on how to avoid a fiscal-cliff induced recession next year. Neither side of the...