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Cullen/Frost Bankers Inc (CFR)
document IMAGES-002-HOUSE_OVERSIGHT_014381.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…pply a 1.7x tangible book multiple to CFR's 2017E tangible book. Both multiples are lower than peers for CFR due to EPS headwinds and rising credit costs from lower energy prices. For our DCF analysis, we use a net income growth of 3.0% and assume a beta of 1.0 in the terminal st...

instances of disease; they treat patients
document IMAGES-006-HOUSE_OVERSIGHT_021390.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

instances of disease; they treat patients as less than the human persons they are. Physicians, it would seem, are subject to a particular form of the more general psychological challenge of paying attention to other minds. Like all humans, physicians easily ignore the mindfulnes...

Flower and Concentrates
document IMAGES-008-HOUSE_OVERSIGHT_024814.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…biceien COM. Siercrort hits 3 a CHT j woah sone ae wi oreentts x trellis ted Q REENITO epee 4 Ganjapreneur myftheck ¢)HEADSET i ED), | BI Ek yeltin endak. Hs aaKeR TREEZ\ Inclusion in The Green Field 2018 does not represent an investment recommendation or an endorsement of an...

added the mechanics. Nassau Senior made that principle his first axiom in his
document IMAGES-001-HOUSE_OVERSIGHT_011069.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

added the mechanics. Nassau Senior made that principle his first axiom in his Outline of 1836. The biological imperative lapsed from attention when the first generation of marginalists, led by Jevons and Menger, with Walras soon to follow, thought it unscientific to explain or ju...

Federal Register/Vol. 76, No. 168/Tuesday, August 30, 2011/Rules and Regulations
document IMAGES-006-HOUSE_OVERSIGHT_022316.txt Aug 30, 2011 House Oversight Committee — Epstein Estate Records (Nov 2025)

Federal Register/Vol. 76, No. 168/Tuesday, August 30, 2011/Rules and Regulations 54045 Some comments assert that the content of the notice will prompt employee questions, which managers and supervisors will have to answer, and be trained to answer, and that the Board failed to...

the paramount requirement 16 months after 1 emailed to you their importance. , I suggest you
document IMAGES-007-HOUSE_OVERSIGHT_023327.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

the paramount requirement 16 months after 1 emailed to you their importance. , I suggest you consider having the 49percent of phaidon merged into artspance and have Richard buy artspace. re-do bank loans. no need to pay interest at higher rates on boat or plane. . as Richard is...

From: Jeffrey Epstein [[email protected]]
email IMAGES-011-HOUSE_OVERSIGHT_030574.txt Feb 25, 2014 House Oversight Committee — Epstein Estate Records (Nov 2025)

From: Jeffrey Epstein [[email protected]] Sent: 2/26/2014 5:08:53 PM To: Melanie Spinella as Camp Hits Carried Interest in Tax Plan With Wall Street in Focus Posted February 25, 2014, 10:29 P.M. ET The top Republican tax writer in Congress will lean on the financial indust...

moderate Democratic view. As for Trump himself, here was a man who was simply trying
document IMAGES-005-HOUSE_OVERSIGHT_020008.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

moderate Democratic view. As for Trump himself, here was a man who was simply trying to get out from under something he didn’t especially care about. Ryan and Priebus’s salesmanship promised to get the president out from under other issues as well. Health care reform, according...

a Roth conversion. From the current language of the effective date, it is unclear whether this would
document IMAGES-010-HOUSE_OVERSIGHT_029444.txt Dec 31, 2026 House Oversight Committee — Epstein Estate Records (Nov 2025)

TAX BULLETIN 2018-1: TAX REFORM SIGNED INTO LAW a Roth conversion. From the current language of the effective date, it is unclear whether this would prevent a 2017 Roth conversion from being recharacterized in 2018. e Taxation of alimony. Under 2017 law, alimony and separate ma...

future pay runs out. So do I. The puzzle is how pay could rise while human capital
document IMAGES-001-HOUSE_OVERSIGHT_010954.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…even less if Ben-Porath and I are wrong and nurture or schooling continues to the end. When only a year of pay is left ahead of us, human capital at most is time- discounted present value of one year’s pay. When one day is left, it is at most present value of one day’s pay. Yet a...

Re: AVG°
email TEXT-002-HOUSE_OVERSIGHT_031813.txt Jul 13, 2018 House Oversight Committee — Epstein Estate Records (Nov 2025)

From: Richard Kahn Sent: 7/13/2018 6:46:14 PM To: jeffrey E. [[email protected]] Subject: Re: AVG° Importance: High i do not believe so.. i will look into exact trades.. Richard Kahn HBRK Associates Inc. 575 Lexington Avenue 4th Floor New York, NY 10022 tel I fax cell On Jul...

5/29/2019 Opinion | Trump Hands China an Easy Win in the Trade War - The New York Times
document IMAGES-012-HOUSE_OVERSIGHT_033366.txt May 29, 2019 House Oversight Committee — Epstein Estate Records (Nov 2025)

5/29/2019 Opinion | Trump Hands China an Easy Win in the Trade War - The New York Times Days after the president’s tweets, China listed three “red lines,” positions the United States had taken in the trade talks that were unacceptable: First, that it would keep tariffs in place...

OGE Form 278e (March 2014)
document IMAGES-004-HOUSE_OVERSIGHT_016736.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

OGE Form 278e (March 2014) Instructions for Part 7 Note: This is a public form. Do not include account numbers, street addresses, or family member names. See instructions for required information. iler's Name ; Page Number i Donald J. Trump : 38 of 42 Part 7: Transactions ;...

at the end. Risk theory reinforces that impression by adding that the contribution of
document IMAGES-001-HOUSE_OVERSIGHT_010968.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

at the end. Risk theory reinforces that impression by adding that the contribution of productivity in the form of realized work/human capital actually declines. One cannot pound too many stakes through the heart of the doctrine that pay compensates realized work alone. Next Gen...