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Volatility in Asia
document IMAGES-003-HOUSE_OVERSIGHT_014987.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ronized monetary tightening is positive for EM vol Emerging markets have been the biggest beneficiaries of the central bank-fueled abundance of liquidity. However, we think the tide may be turning as last week, the Fed, ECB, and BOE all delivered policy announcements with hawkis...

Financial Services
document IMAGES-006-HOUSE_OVERSIGHT_022394.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ntees for the regulatory agencies. Hensarling agrees with Senators Crapo and Brown on the importance of capital for big banks, but he wantsto reward banks with relief from much of Dodd-Frank’s supervisory regime if they agree to a higher leverage ratio. Hensarling can be expected...

agenda for tomorrrow
email IMAGES-007-HOUSE_OVERSIGHT_023221.txt May 18, 2015 House Oversight Committee — Epstein Estate Records (Nov 2025)

…eve and adam,-- however it appears, she declined to eat the apple from the knowledge tree) that was it. ada was at the bank but reviewing docs. carlyn was in the kitchen making mush ( abel and cain) books as they were mystersiously called was being kept soley by eileen, with li...

Earl Weaver, 82. He was the hot-tempered manager of the
document IMAGES-002-HOUSE_OVERSIGHT_013277.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…g Charles Bronson. Died Jan. 21 of liver cancer. A.W. “Tom” Clausen, 89. He rose from part-time cash counter to CEO at Bank of America Corp., and returned for a second stint as chief after serving as World Bank president. Died Jan. 21 of complications from pneumonia. Maria Scha...

The Bank of Mexico will meet on 29 September, and a 50bp rate hike is already priced in
document IMAGES-001-HOUSE_OVERSIGHT_010611.txt Nov 23, 2015 House Oversight Committee — Epstein Estate Records (Nov 2025)

The Bank of Mexico will meet on 29 September, and a 50bp rate hike is already priced in (Chart 4). A stronger hike, perhaps of 75bp, or a 50bp rate hike accompanied by a hawkish statement could lead to MXN strengthening in the very short run. Chart 3: Net speculative USD/MXN pos...

Cullen/Frost Bankers Inc (CFR)
document IMAGES-002-HOUSE_OVERSIGHT_014381.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Cullen/Frost Bankers Inc (CFR) To arrive at our $74 price objective, we employed a three-factor valuation methodology that incorporates target P/E, target P/TBV and a DCF model. For our P/E valuation, we apply a 15x earnings multiple on CFR's 2017E core earnings. For our P/TBV v...

Attachments
email TEXT-001-HOUSE_OVERSIGHT_016413.txt Jan 15, 2019 House Oversight Committee — Epstein Estate Records (Nov 2025)

…ivic complex in Mobile. Flachsbart's nonprofit—which has board members from the state's largest utility and its biggest bank, Regions Financial Corp.—is now in talks for 10 potential projects that need more than $loo million in equity investment, he said. None have been funded ye...

Re: FDA Approved a Potent and Pricey Cholesterol lowering drug today
email TEXT-001-HOUSE_OVERSIGHT_026362.txt Jul 24, 2015 House Oversight Committee — Epstein Estate Records (Nov 2025)

… a discount if they're under-insured." Praluent's price is 46% higher than that forecast by Evercore ISI, an investment bank, and it is being approved for a larger group of patients than many Wall Street analysts expected following a meeting convened by the FDA to analyze the dat...

Fwd: FDA Approved a Potent and Pricey Cholesterol lowering drug today
email TEXT-001-HOUSE_OVERSIGHT_025888.txt Jul 24, 2015 House Oversight Committee — Epstein Estate Records (Nov 2025)

… a discount if they're under-insured." Praluent's price is 46% higher than that forecast by Evercore ISI, an investment bank, and it is being approved for a larger group of patients than many Wall Street analysts expected following a meeting convened by the FDA to analyze the dat...

Bank of America Private Wealth Management
document IMAGES-010-HOUSE_OVERSIGHT_029438.txt Jan 2, 2018 House Oversight Committee — Epstein Estate Records (Nov 2025)

U.S. TRUST 4B Bank of America Private Wealth Management TAX BULLETIN 2018-1 JANUARY 2, 2018 TAX REFORM SIGNED INTO LAW OVERVIEW Without much fanfare but with typical political controversy, the House and Senate successfully reconciled their respective tax bills and the new t...

Global Sector Positioning
document IMAGES-007-HOUSE_OVERSIGHT_024207.txt Feb 12, 2013 House Oversight Committee — Epstein Estate Records (Nov 2025)

…y White Paper CONFIDENTIAL Global Sector Positioning Tech Industrials Insurance Pharma Discretionary Materials Energy Banks Staples . Substantially Telecoms underweight Utlites -40 -35 -30 -25 -20 “15 “10 5 +0 +5 +10 +15 +20 225 +30 +35 <= underweight // overweight => Sourc...

Awards | Equity dervativ
document IMAGES-003-HOUSE_OVERSIGHT_014859.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Bank of America Merrill Lynch Awards | Equity dervativ house of the y . <!--[if !vml]--> This message, and any attachments, is for the intended recipient(s) only, may contain information that is privileged, confidential and/or proprietary and subject to important terms and co...

Chart 3: Saudi Arabia proven crude oil reserves Chart 4: Saudi Arabia proven gas reserves
document IMAGES-003-HOUSE_OVERSIGHT_016121.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…sere pgpeseseSESSSSSSSSS SSSSSSSSSSSSSSSSSSS + x + x x a x NNN NN x 7 x x v x v x v = + NNNNN NN N Se a Source: SAMA, Bank of America Merrill Lynch Global Research Source: SAMA, Bank of America Merrill Lynch Global Research Oil sector privatization could slow debt build-up and...