perpetual austerity and rising consumer stress
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such as expertise in automotive retail and consumer finance.
Mr. Garcia was responsible for the firm’s ongoing development of consumer credit scoring models
where he focused on consumer-credit-based investments. Mr. Garcia holds a B.S. in management science and
acquires portfolios of consumer finance receivables and offers consulting services
Mr. Gill spent his career in both enterprise software and consumer internet businesses. He co-founded and served as
Internet and consumer products businesses.
with nearly 80% of the drag coming from the Consumer Discretionary and
Inc. Class A Consumer Discretionary Media 0% 445.3
Inc. Consumer Staples Food & Staples Retailing 3% 38.7
Inc. Consumer Discretionary Hotels Restaurants & Leisure 1% 38.5
Inc. Consumer Discretionary Multiline Retail 0% 38.5
Inc. Consumer Discretionary Specialty Retail 0% 38.2
Inc. Consumer Discretionary Specialty Retail 0% 37.7
Inc. Consumer Discretionary Specialty Retail 8% 37.6