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11 Cowen analysts across consumer, health
document IMAGES-008-HOUSE_OVERSIGHT_024817.txt Feb 25, 2019 House Oversight Committee — Epstein Estate Records (Nov 2025)

COWEN AHEAD OF THE CURVE? SERIES COWEN'S COLLECTIVE VIEW OF CBD FEBRUARY 25, 2019 11 Cowen analysts across consumer, health care, industrials, and regulatory offer a comprehensive view of the global CBD opportunity. Nearly 7% of adults in our proprietary U.S. survey (n = ~2,...

And What You Won't
document IMAGES-006-HOUSE_OVERSIGHT_020847.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…n a simple, analytically-based way. We aim to present data, trends, and facts about USA Inc.’s key revenue and expense drivers to provide context for how its financials have reached their present state. We did not base this analysis on proprietary data. Our observations come fro...

The Challenge Before Us
document IMAGES-006-HOUSE_OVERSIGHT_020853.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

The Challenge Before Us Policymakers, businesses and citizens need to share responsibility for past failures and develop a plan for future successes. Past generations of Americans have responded to major challenges with collective sacrifice and hard work. Will ours also rise t...

Tax cuts can be faster-acting than spending programs because they obviate the
document IMAGES-001-HOUSE_OVERSIGHT_011108.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Tax cuts can be faster-acting than spending programs because they obviate the construction period. Freshwater economists argue plausibly that they are likely to prove ineffective. They foresee “rational expectations” of taxpayers as predicting eventual restoration of the taxes wh...

Inevitably, Castells became curious about how such a change was affecting politics
document IMAGES-004-HOUSE_OVERSIGHT_018295.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Inevitably, Castells became curious about how such a change was affecting politics. Speaking to an audience at Harvard in the spring of 2014, he reviewed what he had learned in the past decade - and particularly in the years since 2008, much of which he had spent dropping into th...

capital growth insofar as rate of return actually realized matches the current norm
document IMAGES-001-HOUSE_OVERSIGHT_010996.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

capital growth insofar as rate of return actually realized matches the current norm. Less return makes less growth than consumption sacrificed, and more makes more. But collective return can be a surprise. Boom years and bust years arrive unforeseen. The cost of investment in c...

Hour'. (you Americans seek instant gratification — and the converse)
document IMAGES-009-HOUSE_OVERSIGHT_026732.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Hour'. (you Americans seek instant gratification — and the converse). Its theme was that this century is special: it’s the first when one species, ours, has the planet’s future in its hands. We’re deep in an era that’s called the anthropocene. We have huge powers for good. We co...

98 5 A Generic Architecture of Human-Like Cognition
document IMAGES-002-HOUSE_OVERSIGHT_013014.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

98 5 A Generic Architecture of Human-Like Cognition HIGH LEVEL MIND ARCHITECTURE META COGNITIVE J Ff —*_ PROCESSES } » SELF/SOCIAL ~ L =-_A ll : | —_ 4 P E R if ee — : A ¢ | ¥ : | ’ C = : DELIBERATIVE < > T — nnn LONG TERM ‘ PROCESSES ; MEMORY I L © ¥ oO I v"% ry a ‘ N...

own, in which we could achieve the self-determination and security denied to us
document IMAGES-001-HOUSE_OVERSIGHT_011487.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

own, in which we could achieve the self-determination and security denied to us elsewhere. During the 1890s and the early years of the new century, more than a million Jews fled Eastern Europe, but mostly for America. It was only in the 1920s and 1930s that significant numbers a...

his twentieth birthday. Jacob did still insist on helping financially, which
document IMAGES-001-HOUSE_OVERSIGHT_011493.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

his twentieth birthday. Jacob did still insist on helping financially, which allowed my father to enroll at the Hebrew University in Jerusalem. He did well in his studies — literature, history and philosophy — but abandoned them after two years. His explanation for not staying o...

All I can say about Bill’s message on Monday is: “Amen, brother! Amen!”
document IMAGES-010-HOUSE_OVERSIGHT_028798.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

All I can say about Bill’s message on Monday is: “Amen, brother! Amen!” He hit every nail right on the head. To those self-deluding worthies who think that a Donald Trump presidency will solve all of America’s problems I say, “Get your heads out of your collective a***s, becau...

Federal Register/Vol. 76, No. 168/Tuesday, August 30, 2011/Rules and Regulations
document IMAGES-006-HOUSE_OVERSIGHT_022303.txt Aug 30, 2011 House Oversight Committee — Epstein Estate Records (Nov 2025)

54032 Federal Register/Vol. 76, No. 168/Tuesday, August 30, 2011/Rules and Regulations employee rights as well as a remedial notice.14° 75 FR 80414. The comments opposing this proposal make three principal arguments. First, only Congress, not the Board, has the authority to ‘c...

232 12 The Engineering and Development of Ethics
document IMAGES-002-HOUSE_OVERSIGHT_013148.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

232 12 The Engineering and Development of Ethics Tweets and Youtube comments have their place in the cosmos, but they probably aren’t ideal in terms of helping humanity to form a coherent volition of some sort, suitable for providing an AGI with goal system guidance. A descript...