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specifically, how do we get businesses
document IMAGES-002-HOUSE_OVERSIGHT_012719.txt Jun 8, 2011 House Oversight Committee — Epstein Estate Records (Nov 2025)

June 8, 2011 specifically, how do we get businesses to do more in terms of hiring, spend less on redtape, less on bureaucracy, and reduce the regulatory burden in smart ways? The current administration has said some of the right things but actually moved in the wrong direction....

Chart 79: How significant do you think robo advisor platforms will become over the next 3-5 years?
document IMAGES-002-HOUSE_OVERSIGHT_014368.txt Nov 17, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

Chart 79: How significant do you think robo advisor platforms will become over the next 3-5 years? 60% 50% 40% 30% 20% 10% 0% Assets will surpass $1T Assets will hit $500B then level Assets will hit $500B then out decline Source: BofA Merrill Lynch Global Research ¢ Bas...

reverse. Fading high 106’s could be a short-term profit-taking view, or area to enter
document IMAGES-002-HOUSE_OVERSIGHT_014426.txt Nov 14, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

reverse. Fading high 106’s could be a short-term profit-taking view, or area to enter countertrend short. A final thrust toward July highs of 107.49 is possible and an alternative profit-taking level. A pullback to 105.50 or 104.30 could certainly be bought for the broader uptren...

Source Entry: H\Macintosh HD\root\Users\jee\Library\Messages\Archive\2017-02-23\III
document TEXT-001-HOUSE_OVERSIGHT_027165.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Source Entry: H\Macintosh HD\root\Users\jee\Library\Messages\Archive\2017-02-23\III on 2017-02-24 at 09.54.58.ichat Service: iMessage Start Time: 02/19/17 12:59:45 PM (509230785) End Time: 02/23/17 08:45:23 PM (509604323) Last Message ID: 1557 Chat Room: Participants: jee, Presen...

image", "role":"photo", "type": "scalable image"}, {"identifier":" anf-caption
document IMAGES-009-HOUSE_OVERSIGHT_028456.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

W image", "role":"photo", "type": "scalable image"}, {"identifier":" anf-caption- 2","inlineTextStyles": [{"range":{"length":48,"start":0},"textstyle": "photo- credit"}],"layout":"default-caption", "role":"caption", "text":" Philip Fong/Agence France-Presse 4€" Getty Images ","...

¢ Another topic which AB elaborated on was fees/pricing particularly in the US retail
document IMAGES-002-HOUSE_OVERSIGHT_014355.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

¢ Another topic which AB elaborated on was fees/pricing particularly in the US retail market. Peter Kraus commented that there is a very strong philosophical argument for the regulators to approve new fee structures which would allow investors to pay alow beta fee and a higher pe...

Re: rather long and a few typos
email IMAGES-008-HOUSE_OVERSIGHT_024624.txt May 15, 2019 House Oversight Committee — Epstein Estate Records (Nov 2025)

From: J [[email protected]] Sent: 5/15/2019 10:21:20 AM To: paul krassner [ Subject: Re: rather long and a few typos On September 14, 1964, Dean Katherine Towle announced that existing University regulations prohibiting advocacy of political causes or candidates, outside po...

Higher yields leading to bank, insurance outperformance
document IMAGES-002-HOUSE_OVERSIGHT_014427.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Higher yields leading to bank, insurance outperformance over REITs The Japanese equity market correction managed to last just for one day after the US election. The insurance sector has been the best performer since the US election on the back of a steeper US Treasury curve and...

Chart 39: How do you view fundamentals for multifamily lending in 2017?
document IMAGES-002-HOUSE_OVERSIGHT_014341.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Chart 39: How do you view fundamentals for multifamily lending in 2017? 30% 27% 27% 27% 29% 20% 15% 10% 7% 5% 0% 13% Softening Softening Softening | Someconcern, but No concern fundamentals fundamentals fundamentals only in certain should leadto shouldleadto = shouldleadto _—...

Chart 81: What do you expect to be the main driver of success for robo advisors?
document IMAGES-002-HOUSE_OVERSIGHT_014369.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Chart 81: What do you expect to be the main driver of success for robo advisors? 50% 45% 40% 35% 30% 29% 20% 15% 10% 5% 0% A low and An efficient | Advanced portfolio Department of Access toa transparent cost technology and construction that — Labor fiduciary human in volatil...

Global equity markets - Key points
document IMAGES-008-HOUSE_OVERSIGHT_025260.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Equities overview Global equity markets - Key points e We keep an overall neutral allocation to equities (see summary on slide 3). ° We keep our preference for US equities. Resilient company earnings still soeak for an overweight stance. Continued economic growth should underp...

Awards Equity derivatives
document IMAGES-003-HOUSE_OVERSIGHT_014720.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Bank of America Merrill Lynch Awards Equity derivatives house of the year This message, and any attachments, is for the intended recipient(s) only, may contain information that is privileged, confidential and/or proprietary and subject to important terms and conditions availab...

Re: Slowing economy could increase pressure on Big Tech - Axios
email TEXT-002-HOUSE_OVERSIGHT_033395.txt Dec 4, 2018 House Oversight Committee — Epstein Estate Records (Nov 2025)

From: J [[email protected]] Sent: 12/4/2018 3:41:44 PM To: Kathy Ruemmler ______________________________ Subject: Re: Slowing economy could increase pressure on Big Tech - Axios easy and beneficial for you. . I will try to negotiate am automkoatic reset if.. such and such and...

practically include comprehensive coverage of the United States.” As a result, he wrote. “The
document IMAGES-005-HOUSE_OVERSIGHT_020235.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

83 practically include comprehensive coverage of the United States.” As a result, he wrote. “The amount of US communications ingested by the NSA is still increasing.” He further offered to substantiate her worst fears about the growth of NSA surveillance’ “TI know the location...

[email protected]
document IMAGES-002-HOUSE_OVERSIGHT_014396.txt Nov 17, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

Research Analysts US Banks Erika Najarian Research Analyst MLPF&S +1 646 855 1584 [email protected] Ebrahim H. Poonawala Research Analyst MLPF&S +1 646 743 0490 [email protected] Michael Liu Research Analyst MLPF&S +1 646 855 3874 [email protected] Brandon B...