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Chart 42: How do you view SNV’s partnerships with online lenders (SoFi/GreenSky)?
document IMAGES-002-HOUSE_OVERSIGHT_014343.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Chart 42: How do you view SNV’s partnerships with online lenders (SoFi/GreenSky)? 70% 60% 50% 40% 30% 20% 10% 0% Positively. Creates another Cautiously. Unsure how these Indifferent. The exposure is avenue for loan growth loans will perform duringa —_ relatively small so does n...

demand. Our US economics team expects the stimulus to boost growth in H2 CY17 and
document IMAGES-002-HOUSE_OVERSIGHT_014418.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

demand. Our US economics team expects the stimulus to boost growth in H2 CY17 and likely CY18. Japan should be a big winner from stronger US growth, given its high exposure to the US economy in terms of exports and corporate profits (Chart 22 and Chart 23). On the negative side,...

expectations. The divergence between inflation breakevens and real yields seem to
document IMAGES-003-HOUSE_OVERSIGHT_014723.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

expectations. The divergence between inflation breakevens and real yields seem to suggest that investors have become more concerned about upside risk to inflation but downside risk to growth. Interestingly, this shift in investor sentiment runs counter to incoming data which are...

US - Multi-Industrials/Engineering and Construction Coverage Cluster
document IMAGES-003-HOUSE_OVERSIGHT_014643.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

US - Multi-Industrials/Engineering and Construction Coverage Cluster BofA Merrill Lynch Investment rating Company ticker Bloomberg symbol Analyst BUY 3M Company MMM MMM US Andrew Obin AECOM ACM ACM US Anna Kaminskaya, CFA Allegion ALLE ALLE US Andrew Obin AMETEK Inc AME AME US A...

This material was prepared by Sales personnel of Bank of America Merrill Lynch and is subject
document IMAGES-003-HOUSE_OVERSIGHT_014864.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Bank of America Merrill Lynch This material was prepared by Sales personnel of Bank of America Merrill Lynch and is subject to cine: terms available at the following link: alten einer Disclaimer: https://markets.ml.com/disclosures/ir?id=Knqg3 HJgGkM%3d This message, and any a...

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document IMAGES-009-HOUSE_OVERSIGHT_028406.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

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How the Best Universities Inadvertently Ruin Our Schools 195
document IMAGES-007-HOUSE_OVERSIGHT_023941.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…sed in the real world. All of this is really beside the point, however. I learned, during these conversations, that at Columbia calculus is required in order to be an economics major. I wondered about this, since the courses we were building never had any complicated math in the...

User Name: DAVID SCHOEN
document TEXT-001-HOUSE_OVERSIGHT_016509.txt Feb 28, 2019 House Oversight Committee — Epstein Estate Records (Nov 2025)

…ee Mark S. Gaioni, Federal Anticorruption Law in the State and Local Context: Defining the Scope of 18 U.S.C. § 666, 46 Colum. J.L. & Soc. Probs. 207, 237-45 (2012) (arguing for broad interpretation of § 666 to cover state and local officials). 163 See, e.g., 18 U.S.C. § 1346 (20...

Table 8: Combined metric rankings
document IMAGES-003-HOUSE_OVERSIGHT_014896.txt Apr 6, 2017 House Oversight Committee — Epstein Estate Records (Nov 2025)

Table 8: Combined metric rankings Short A short . EPS Expected Company Interest % interest % an es “a, Estimate FY17Rev. Average float of float ays anking Revisions _ Growth FB 1 8 3 4 6 2 4 WIX 7 6 1 9 2 1 4 TREE 20 1 4 1 7 3 8 AMZN 4 9 5 2 8 0 8 NFLX 10 7 0 13 5 6 9 GOOGL 2 2...

Price objective basis & risk
document IMAGES-003-HOUSE_OVERSIGHT_014882.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Price objective basis & risk Hess Corp. (HES) Our price objective of $80 / share is based on a 5-year outlook which assumes a 5.5x DACF multiple and a commodity deck of $67.50 WTI and $70 Brent to which we add $10/ sh for Liza in offshore Guyana. The multiple is based on a fini...

Chart 3: Decomposition of performance of 1) S&P 500 stocks exposed to fiscal stimulus* and 2) top
document IMAGES-007-HOUSE_OVERSIGHT_023074.txt Aug 21, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

Chart 3: Decomposition of performance of 1) S&P 500 stocks exposed to fiscal stimulus* and 2) top 50 S&P 500 stocks with the highest L12M effective tax rates, vs. rest of S&P 500 (1/31/16-1/23/17) 25% 20% 15% 10% 5% 0% Stimulus Beneficiaries S&P 500 ex-Stimulus High Effect...

Mission Inn Hotel and Spa
document TEXT-001-HOUSE_OVERSIGHT_017526.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…me New York Times best sellers. Dan Ariely was born in New York City while his father was studying for an MBA degree at Columbia University. The family returned to Israel when he was three. He grew up in Ramat Hasharon. In his senior year of high school, he was active in Hanoar H...

Table 32: Zillow estimate summary
document IMAGES-003-HOUSE_OVERSIGHT_014935.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Table 32: Zillow estimate summary 1Q17 2017 2017 2018 Revenue BofAML est. $239 $261 $1,062 $1,307 Growth Y/Y% 25% 23% Street $236 $257 $1,048 $1,258 BofAML vs. Street Above Above Above Above EBITDA BofAML est. $40 $51 $215 $313 Street $39 S46 $211 $298 BofAML vs. Street Above Ab...