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Cullen/Frost Bankers Inc (CFR)
document IMAGES-002-HOUSE_OVERSIGHT_014381.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…cated on target P/E multiple of 15x to reflect higher confidence in FITB achieving most of its profit improvement goals related to Project North Star. This represents a modest premium versus peers. Downside risks to our PO are a prolonged low interest rate environment, expensive...

executing any short idea contained in this report
document IMAGES-002-HOUSE_OVERSIGHT_014395.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…laws of the various jurisdictions in which we distribute research reports and other legal and BofA Merrill Lynch policy-related restrictions on the publication of research reports, fundamental equity reports are produced on a regular basis as necessary to keep the investment reco...

12.8 Possible Benefits of Creating Societies of AGIs 233
document IMAGES-002-HOUSE_OVERSIGHT_013149.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ng AGI systems. Stephen Omohundro [Omo09] has argued that this is an important aspect, and that game-theoretic dynamics related to populations of roughly equally powerful agents, may play a valuable role in mitigating the risks associated with advanced AGI systems. Roughly speaki...

Valuation discounts. On August 2, 2016, the IRS released proposed regulations, which may limit valua
document IMAGES-003-HOUSE_OVERSIGHT_014521.txt Aug 2, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

…anning techniques, such as gifts and sales, to continue to be utilized. There is also significant uncertainty as to the related federal gift tax and basis step-up proposals. This makes current planning difficult because you may be comparing the consequences of taking action curre...

Local, Global and Glocal Knowledge
document IMAGES-002-HOUSE_OVERSIGHT_013161.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

… the most powerful metaphors we’ve found for understanding minds is to view them as networks — i.e. collections of interrelated, interconnected elements. The view of mind as network is implicit in the patternist philosophy, because every pattern can be viewed as a pattern in some...

systematically thought through everything that could possibly go wrong when putting
document IMAGES-004-HOUSE_OVERSIGHT_016871.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…echnical and societal challenges standing between us and a good high-tech future. What about the existential challenges related to morality, goals, and meaning? There’s no meaning encoded in the laws of physics, so instead of passively waiting for our Universe to give meaning to...

order to make clear that, consistent with enforcement policy at the time
document IMAGES-007-HOUSE_OVERSIGHT_022617.txt Apr 23, 2012 House Oversight Committee — Epstein Estate Records (Nov 2025)

…9. htm. °US. SEC. AND EXCHANGE CoMM., PoLICy STATEMENT CONCERNING COOPERATION BY INDIVIDUALS IN ITS INVESTIGATIONS AND RELATED ENFORCEMENTS ACTIONS, 17 CER. § 202.12 (Jan. 10, 2010), available at http ://www.sec.gov/rules/ HOUSE_OVERSIGHT_022617

can decay over time. They can get too rigid, they can fail to adapt
document IMAGES-011-HOUSE_OVERSIGHT_031905.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…we’ve gotten to the present and also more aware of the fragility of modern institutions. SHAFFER: A lot of people have related that — your focus on the contingency of political order, and our ability to construct democracies — to your “falling-out” with neoconservatism. Was that...

14.5. Management of KUE and the General Partner; Voting Rights
document IMAGES-008-HOUSE_OVERSIGHT_024551.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…; (h) to reflect any increase in the number of Profits Participation LP Units approved by the Independent Committee and related changes in allocation and distribution provision; (i) to make changes negotiated with Limited Partners admitted in any subsequent closing of the offerin...

matter of Constitutional law. Politically I have always supported a women’s right to choose
document IMAGES-004-HOUSE_OVERSIGHT_017400.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…a half, but distinctions must be made by the law. The question of when life begins is somewhat more arbitrary than the related question of when life ends. But even the latter question is subject to disagreement as the cases involving “pulling the plug” demonstrate. The religiou...

5/29/2019 Opinion | Trump Hands China an Easy Win in the Trade War - The New York Times
document IMAGES-012-HOUSE_OVERSIGHT_033366.txt May 29, 2019 House Oversight Committee — Epstein Estate Records (Nov 2025)

…. Instead, what I have seen in Beijing over the last few weeks is a country moving in exactly the opposite direction. Related More on the trade war. Opinion | Michelle Cottle Donald Trump’s Great Patriotic Wars May 26, 2019 Economic analysts, meanwhile, have been calculating...

Kaplan, D.T., Glass, L. (1992) Direct test for determinism in a time series. Phys
document IMAGES-002-HOUSE_OVERSIGHT_013767.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…10-20 Keunen, R.W.,Vliegen, J.H., Stam,C.J., Tavy, D.L.(1996) Nonlinear transcranial Doppler analysis demonstrates age-related changes of cerebral hemodynamics. Ultrasound Med Biol 22:383-390 Khinchin, A.|. (1957) Mathematical Foundations of Information Theory. Dover. N.Y. Kin...

5.3 An Architecture Diagram for Human-Like General Intelligence 99
document IMAGES-002-HOUSE_OVERSIGHT_013015.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…dded in a larger, more complex cognitive model. Psi comes with its own theory of working and long-term memory, which is related to but different from the one given in the integrative diagram — it views the multiple memory types distinguished in the integrative diagram as emergent...

Years with Industry
document IMAGES-008-HOUSE_OVERSIGHT_024586.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ous statewide and national curriculum development and assessment projects. Dr. Yalow has written extensively on matters related to the education of young children. Mark Moreland, Executive Vice President, Finance and Chief Financial Officer Mr. Moreland is Executive Vice Presid...