Every indexed document

and include substantial deductibles or self-insured retentions. Special

subject to the limitations of the Code. In addition

but is typically from one to five years. Repeated failure by an SES

which could have a material adverse effect on KLC OpCo's operations.

such as changes in the required ratio of child center staff

a licensing authority may determine that a particular center or school

this type of action could lead to negative publicity

these agencies conduct scheduled and unscheduled inspections of

and that process may include a visit from the applicable state

who are the ultimate decision makers in terms of selecting a

and subsequently with the parents at each school.

and requests that it be added to the list of approved providers. At the same time

KLC OpCo must seek approval to provide services in a state through a request-for-proposal

which targets the parents of children attending the sponsor

and visibility tables in client cafeterias and common areas.

referrals from current clients and prospects to targeted mid-market centers for

attendance and presentations with clients at trade shows

KLC OpCo is actively involved in teaching the

systems and incentive plans to ensure a sustainable focus and culture

KLC OpCo has identified 50 centers which it intends to close and will